/* ═══════════════════════════════════════════════════
   VATIVIS — DESIGN SYSTEM
   Brand: #2A4A7B (navy) · #FF8A8A (coral)
   Type:  Bricolage Grotesque (headings) · Plus Jakarta Sans (body)
═══════════════════════════════════════════════════ */

/* ── Tokens ──────────────────────────────────────── */
:root {
  /* Brand */
  --clr-primary:        #2A4A7B;
  --clr-primary-dark:   #1B3260;
  --clr-primary-light:  #EBF3FF;
  --clr-accent:         #FF8A8A;
  --clr-accent-dark:    #E06060;

  /* Neutrals */
  --clr-text:           #111827;
  --clr-text-secondary: #4B5563;
  --clr-text-muted:     #9CA3AF;
  --clr-bg:             #FFFFFF;
  --clr-surface:        #F8FAFC;
  --clr-surface-alt:    #EFF4FB;
  --clr-border:         #E2E8F0;
  --clr-border-strong:  #CBD5E1;

  /* Typography */
  --ff-heading: 'Comfortaa', system-ui, sans-serif;
  --ff-body:    'Plus Jakarta Sans', system-ui, sans-serif;

  /* Type scale (fluid with clamp) */
  --fs-xs:   0.75rem;
  --fs-sm:   0.875rem;
  --fs-base: 1rem;
  --fs-md:   1.125rem;
  --fs-lg:   1.25rem;
  --fs-xl:   1.5rem;
  --fs-2xl:  clamp(1.75rem, 3vw, 2rem);
  --fs-3xl:  clamp(2rem, 4vw, 2.75rem);
  --fs-4xl:  clamp(2.5rem, 5vw, 3.5rem);
  --fs-hero: clamp(2.75rem, 6vw, 4rem);

  /* Spacing */
  --sp-1:  0.25rem;
  --sp-2:  0.5rem;
  --sp-3:  0.75rem;
  --sp-4:  1rem;
  --sp-5:  1.25rem;
  --sp-6:  1.5rem;
  --sp-8:  2rem;
  --sp-10: 2.5rem;
  --sp-12: 3rem;
  --sp-16: 4rem;
  --sp-20: 5rem;
  --sp-24: 6rem;
  --sp-32: 8rem;

  /* Layout */
  --container-max: 1280px;
  --container-pad: clamp(1.25rem, 5vw, 3rem);

  /* Radius */
  --radius-sm:  4px;
  --radius-md:  8px;
  --radius-lg:  12px;
  --radius-xl:  20px;
  --radius-2xl: 28px;
  --radius-full: 9999px;

  /* Shadow */
  --shadow-sm:  0 1px 3px rgba(42,74,123,.08), 0 1px 2px rgba(0,0,0,.04);
  --shadow-md:  0 4px 16px rgba(42,74,123,.10), 0 2px 4px rgba(0,0,0,.04);
  --shadow-lg:  0 12px 40px rgba(42,74,123,.12), 0 4px 8px rgba(0,0,0,.04);

  /* Motion */
  --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
  --ease-in:  cubic-bezier(0.4, 0, 1, 1);
  --dur-fast: 150ms;
  --dur-base: 250ms;
  --dur-slow: 400ms;

  /* Nav */
  --nav-h: 84px;
}

/* ── Reset ───────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
  tab-size: 4;
  font-size: 16px;
}

@media (min-width: 1025px) {
  html {
    font-size: 20px; /* 125% desktop scale */
  }
  :root {
    --container-max: 1440px;
  }
}

body {
  font-family: var(--ff-body);
  font-size: var(--fs-base);
  line-height: 1.65;
  color: var(--clr-text);
  background: var(--clr-bg);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img, svg { display: block; max-width: 100%; }
img { object-fit: cover; }

a {
  color: inherit;
  text-decoration: none;
  transition: color var(--dur-fast) var(--ease-out),
              opacity var(--dur-fast) var(--ease-out);
}

ul[role="list"] { list-style: none; }
button { font: inherit; cursor: pointer; border: none; background: none; }
h1,h2,h3,h4 { font-family: var(--ff-heading); line-height: 1.2; font-weight: 700; }

/* ── Material Symbols ────────────────────────────── */
.material-symbols-rounded {
  font-variation-settings: 'FILL' 0, 'wght' 300, 'GRAD' 0, 'opsz' 24;
  font-size: 20px;
  line-height: 1;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  user-select: none;
  flex-shrink: 0;
  vertical-align: middle;
}

/* ── Accessibility ───────────────────────────────── */
.skip-link {
  position: absolute;
  inset-block-start: -100%;
  inset-inline-start: var(--sp-4);
  padding: var(--sp-3) var(--sp-6);
  background: var(--clr-primary);
  color: #fff;
  font-weight: 600;
  border-radius: 0 0 var(--radius-md) var(--radius-md);
  z-index: 9999;
  transition: top var(--dur-fast);
}
.skip-link:focus { inset-block-start: 0; }

:focus-visible {
  outline: 2px solid var(--clr-primary);
  outline-offset: 3px;
  border-radius: var(--radius-sm);
}

/* ── Layout helpers ──────────────────────────────── */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: var(--container-pad);
}

/* ── Buttons ─────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--sp-2);
  padding: 0.625rem 1.375rem;
  font-family: var(--ff-body);
  font-size: var(--fs-sm);
  font-weight: 600;
  line-height: 1;
  border-radius: var(--radius-full);
  border: 2px solid transparent;
  cursor: pointer;
  white-space: nowrap;
  transition:
    background var(--dur-fast) var(--ease-out),
    color var(--dur-fast) var(--ease-out),
    border-color var(--dur-fast) var(--ease-out),
    box-shadow var(--dur-fast) var(--ease-out),
    transform var(--dur-fast) var(--ease-out);
  min-height: 44px;
}
.btn:active { transform: scale(0.97); }

.btn--primary {
  background: var(--clr-primary);
  color: #fff;
  border-color: var(--clr-primary);
}
.btn--primary:hover, .btn--primary:focus-visible {
  background: var(--clr-primary-dark);
  border-color: var(--clr-primary-dark);
  box-shadow: 0 4px 14px rgba(42,74,123,.35);
}

.btn--ghost {
  background: transparent;
  color: var(--clr-primary);
  border-color: var(--clr-border-strong);
}
.btn--ghost:hover, .btn--ghost:focus-visible {
  border-color: var(--clr-primary);
  background: var(--clr-primary-light);
}

.btn--lg {
  padding: 0.875rem 1.75rem;
  font-size: var(--fs-base);
  min-height: 52px;
}

/* ── Eyebrow ─────────────────────────────────────── */
.eyebrow {
  display: inline-block;
  font-family: var(--ff-body);
  font-size: var(--fs-xs);
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--clr-text-secondary);
  margin-block-end: var(--sp-4);
}

/* ═══════════════════════════════════════════════════
   NAVIGATION
═══════════════════════════════════════════════════ */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  border-bottom: 1px solid var(--clr-border);
  height: var(--nav-h);
  display: flex;
  align-items: center;
}

/* Glassmorphism via ::before so backdrop-filter doesn't trap fixed-position descendants */
.site-header::before {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(255,255,255,0.9);
  -webkit-backdrop-filter: blur(12px);
  backdrop-filter: blur(12px);
  z-index: -1;
  pointer-events: none;
}

.nav {
  display: flex;
  align-items: center;
  gap: var(--sp-6);
}

.nav__logo { flex-shrink: 0; }
.nav__logo img { height: 36px; width: auto; max-width: none; object-fit: contain; }

.nav__menu {
  display: flex;
  align-items: center;
  gap: var(--sp-1);
  list-style: none;
  margin-inline-start: auto;
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-full);
  padding: 4px var(--sp-4);
  min-height: 48px;
  background: rgba(255,255,255,0.6);
}

.nav__link {
  display: inline-flex;
  align-items: center;
  gap: var(--sp-1);
  padding: 7px var(--sp-4);
  font-size: var(--fs-sm);
  font-weight: 500;
  color: var(--clr-text-secondary);
  background: none;
  border: none;
  border-radius: var(--radius-full);
  cursor: pointer;
  transition:
    color var(--dur-fast),
    background var(--dur-fast);
  text-decoration: none;
  white-space: nowrap;
}
.nav__link:hover, .nav__link:focus-visible {
  background: var(--clr-primary-light);
  color: var(--clr-primary);
}
.nav__link:active {
  background: var(--clr-surface-alt);
}
.nav__link[aria-current="page"],
.nav__link.is-active {
  background: var(--clr-primary-light);
  color: var(--clr-primary);
  font-weight: 600;
}

.nav__chevron {
  font-size: 18px;
  color: var(--clr-text-muted);
  transition: transform var(--dur-base) var(--ease-out);
}
.nav__link--dropdown[aria-expanded="true"] .nav__chevron {
  transform: rotate(180deg);
}

/* ── Language dropdown ───────────────────────────── */
.nav__lang {
  position: relative;
}

.nav__lang-trigger {
  display: inline-flex;
  align-items: center;
  gap: var(--sp-1);
  padding: var(--sp-2) var(--sp-3);
  font-family: var(--ff-body);
  font-size: var(--fs-sm);
  font-weight: 500;
  color: var(--clr-text-secondary);
  background: none;
  border: 1.5px solid var(--clr-border);
  border-radius: var(--radius-full);
  cursor: pointer;
  min-height: 44px;
  transition:
    border-color var(--dur-fast),
    color var(--dur-fast),
    background var(--dur-fast);
}
.nav__lang-trigger:hover,
.nav__lang-trigger:focus-visible {
  border-color: var(--clr-primary);
  color: var(--clr-primary);
  background: var(--clr-primary-light);
}
.nav__lang-trigger .material-symbols-rounded:first-child {
  font-size: 18px;
}
.nav__lang-label {
  font-size: var(--fs-xs);
  font-weight: 700;
  letter-spacing: 0.06em;
}
.nav__lang-chevron {
  font-size: 16px;
  transition: transform var(--dur-base) var(--ease-out);
}
.nav__lang-trigger[aria-expanded="true"] .nav__lang-chevron {
  transform: rotate(180deg);
}

.nav__lang-menu {
  position: absolute;
  top: calc(100% + 8px);
  right: 0;
  min-width: 148px;
  background: var(--clr-bg);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  padding: var(--sp-2);
  list-style: none;
  z-index: 200;
  animation: dropIn 180ms var(--ease-out);
}

@keyframes dropIn {
  from { opacity: 0; transform: translateY(-6px); }
  to   { opacity: 1; transform: translateY(0); }
}

.nav__lang-opt {
  display: flex;
  align-items: center;
  gap: var(--sp-3);
  padding: var(--sp-2) var(--sp-3);
  border-radius: var(--radius-md);
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  cursor: pointer;
  transition: background var(--dur-fast), color var(--dur-fast);
  user-select: none;
}
.nav__lang-opt:hover {
  background: var(--clr-surface);
  color: var(--clr-text);
}
.nav__lang-opt.is-active {
  color: var(--clr-primary);
  font-weight: 600;
}
.nav__lang-opt-code {
  font-size: var(--fs-xs);
  font-weight: 700;
  letter-spacing: 0.06em;
  color: var(--clr-text-muted);
  width: 20px;
}

.nav__actions {
  display: flex;
  align-items: center;
  gap: var(--sp-3);
  margin-inline-start: var(--sp-4);
}


/* ── Benefits dropdown ─────────────────────────── */
.nav__item--has-dropdown {
  position: relative;
}

.nav__dropdown {
  position: absolute;
  top: calc(100% + 10px);
  left: 50%;
  width: 480px;
  background: var(--clr-bg);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg);
  padding: var(--sp-4);
  z-index: 200;
  opacity: 0;
  visibility: hidden;
  transform: translateX(-50%) translateY(-8px);
  transition:
    opacity 200ms var(--ease-out),
    transform 200ms var(--ease-out),
    visibility 0ms 200ms;
  pointer-events: none;
}

.nav__dropdown.is-open {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(0);
  transition:
    opacity 200ms var(--ease-out),
    transform 200ms var(--ease-out),
    visibility 0ms 0ms;
  pointer-events: auto;
}

.nav__dropdown-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-2);
}

.nav__dropdown-item {
  display: flex;
  align-items: center;
  gap: var(--sp-3);
  padding: var(--sp-3);
  border-radius: var(--radius-lg);
  text-decoration: none;
  color: var(--clr-text);
  transition: background var(--dur-fast);
}

.nav__dropdown-item:hover,
.nav__dropdown-item:focus-visible {
  background: var(--clr-surface);
  outline: none;
}
.nav__dropdown-item[aria-current="page"],
.nav__dropdown-item.is-active {
  background: var(--clr-primary-light);
  color: var(--clr-primary);
  font-weight: 600;
}

.nav__dropdown-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: var(--radius-md);
  flex-shrink: 0;
}

.nav__dropdown-icon .material-symbols-rounded {
  font-size: 20px;
}

.nav__dropdown-body {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.nav__dropdown-title {
  font-size: var(--fs-sm);
  font-weight: 600;
  color: var(--clr-text);
  line-height: 1.3;
}

.nav__dropdown-more {
  display: flex;
  align-items: center;
  gap: 2px;
  font-size: var(--fs-xs);
  color: var(--clr-primary);
  font-weight: 500;
}

.nav__dropdown-more .material-symbols-rounded {
  font-size: 13px;
}

/* Simple (single-col) dropdown — narrower, left-aligned */
.nav__dropdown--simple {
  width: 220px;
  left: 0;
  transform: translateY(-8px);
}
.nav__dropdown--simple.is-open {
  transform: translateY(0);
}

/* Mobile toggle */
.nav__toggle {
  display: none;
  align-items: center;
  justify-content: center;
  width: 40px; height: 40px;
  border-radius: var(--radius-md);
  color: var(--clr-text);
  transition: background var(--dur-fast);
  flex-shrink: 0;
}
.nav__toggle:hover { background: var(--clr-surface); }
.nav__toggle-icon { font-size: 24px; }

/* Mobile-only CTA: hidden on desktop, shown in mobile overlay */
.nav__menu-cta { display: none; }

/* ═══════════════════════════════════════════════════
   HERO
═══════════════════════════════════════════════════ */
.hero {
  position: relative;
  background: linear-gradient(
    -45deg,
    #eef4ff,
    #dceeff,
    #ffffff,
    #fff4f4,
    #ffeef5,
    #eef4ff
  );
  background-size: 400% 400%;
  animation: hero-liquid-gradient 22s ease-in-out infinite;
  padding-block-start: var(--sp-16);
  padding-block-end: var(--sp-10);
  overflow: hidden;
}

.hero__container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-12);
  align-items: center;
}

.hero__title {
  font-size: var(--fs-hero);
  font-weight: 800;
  color: var(--clr-primary);
  line-height: 1.1;
  margin-block-end: var(--sp-6);
  letter-spacing: -0.02em;
}

.hero__description {
  font-size: var(--fs-md);
  color: var(--clr-text-secondary);
  line-height: 1.75;
  max-width: 46ch;
  margin-block-end: var(--sp-8);
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--sp-3);
  margin-block-end: var(--sp-6);
}

.hero__disclaimer {
  font-size: var(--fs-xs);
  color: var(--clr-text-muted);
  line-height: 1.5;
  max-width: 44ch;
}

/* Hero liquid gradient keyframe */
@keyframes hero-liquid-gradient {
  0%   { background-position: 0%   50%; }
  25%  { background-position: 100% 20%; }
  50%  { background-position: 80%  100%; }
  75%  { background-position: 20%  0%;  }
  100% { background-position: 0%   50%; }
}

/* Hero glow keyframes */
@keyframes hero-glow-navy {
  0%   { transform: translate(0,    0)    scale(1);    }
  30%  { transform: translate(24px, -32px) scale(1.06); }
  65%  { transform: translate(-18px, 20px) scale(0.96); }
  100% { transform: translate(0,    0)    scale(1);    }
}
@keyframes hero-glow-coral {
  0%   { transform: translate(0,    0)    scale(1);    }
  40%  { transform: translate(-28px, 22px) scale(1.05); }
  72%  { transform: translate(20px, -16px) scale(0.97); }
  100% { transform: translate(0,    0)    scale(1);    }
}
@keyframes hero-pattern-float {
  0%   { transform: translate(-50%, -50%) scale(1)    rotate(0deg);  }
  50%  { transform: translate(-51%, -49%) scale(1.04) rotate(1.5deg); }
  100% { transform: translate(-50%, -50%) scale(1)    rotate(0deg);  }
}

/* Hero glows */
.hero::before,
.hero::after {
  content: '';
  position: absolute;
  pointer-events: none;
  z-index: 0;
}
/* Navy glow — upper right, behind the circle */
.hero::before {
  top: -15%;
  right: -12%;
  width: 68%;
  height: 150%;
  background: radial-gradient(ellipse at 58% 32%,
    rgba(42, 74, 123, 0.13) 0%,
    rgba(42, 74, 123, 0.06) 35%,
    transparent 62%);
  animation: hero-glow-navy 14s ease-in-out infinite;
}
/* Coral glow — lower right accent */
.hero::after {
  bottom: -5%;
  right: 5%;
  width: 52%;
  height: 85%;
  background: radial-gradient(ellipse at 52% 70%,
    rgba(255, 138, 138, 0.15) 0%,
    rgba(255, 138, 138, 0.06) 40%,
    transparent 62%);
  animation: hero-glow-coral 18s ease-in-out infinite;
}
.hero__container,
.hero__badges {
  position: relative;
  z-index: 1;
}

/* Hero visual */
.hero__visual {
  display: flex;
  justify-content: center;
  align-items: center;
  position: relative;
}


@keyframes heroRingSpin {
  from { transform: rotate(0deg); }
  to   { transform: rotate(360deg); }
}

.hero__image-ring {
  position: relative;
  width: clamp(280px, 38vw, 460px);
  aspect-ratio: 1;
  border-radius: var(--radius-full);
  overflow: visible;
  background: var(--clr-bg);
  box-shadow: 0 24px 64px rgba(42,74,123,.18), 0 6px 20px rgba(255,138,138,.12);
  z-index: 1;
}

.hero__photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
  border-radius: var(--radius-full);
  position: relative;
  z-index: 1;
}

/* Animated gradient ring — behind photo, peeks out 6px */
.hero__image-ring::before {
  content: '';
  position: absolute;
  inset: -6px;
  border-radius: 50%;
  background: conic-gradient(
    from 0deg,
    #ffc2c2 0%,
    #ddb8ff 30%,
    #89aee0 55%,
    #ddb8ff 75%,
    #ffc2c2 100%
  );
  animation: heroRingSpin 5s linear infinite;
  z-index: 0;
  pointer-events: none;
}
@media (prefers-reduced-motion: reduce) {
  .hero__image-ring::before,
  .ind-hero__icon-circle::before { animation: none; }
}

/* ── Hero decorative system ────────────────────────────── */
.hero__deco {
  position: absolute;
  pointer-events: none;
  user-select: none;
  will-change: transform;
}

/* 1 — Large soft blue organic blob, top-right, behind photo */
.hero__deco--blob-blue {
  top: -18%;  right: -22%;
  width: 72%;  height: 60%;
  background: radial-gradient(ellipse at 40% 40%,
    rgba(130,175,225,.38) 0%,
    rgba(89,140,205,.14) 55%,
    transparent 100%);
  border-radius: 42% 58% 55% 45% / 52% 44% 56% 48%;
  z-index: 0;
  animation: hero-blob-a 11s cubic-bezier(.45,.05,.55,.95) infinite;
}

/* 2 — Navy teardrop arch, right side, behind photo */
.hero__deco--blob-navy {
  top: 28%;  right: -32%;
  width: 55%;  height: 68%;
  background: radial-gradient(ellipse at 50% 55%,
    rgba(42,74,123,.20) 0%,
    rgba(42,74,123,.06) 65%,
    transparent 100%);
  border-radius: 55% 45% 38% 62% / 48% 62% 38% 52%;
  z-index: 0;
  animation: hero-blob-b 14s cubic-bezier(.45,.05,.55,.95) infinite;
  animation-delay: -3s;
}

/* 3 — Pink gradient bloom, bottom, behind photo */
.hero__deco--blob-pink {
  bottom: -16%;  left: 16%;
  width: 58%;  height: 40%;
  background: radial-gradient(ellipse at 50% 50%,
    rgba(255,138,138,.32) 0%,
    rgba(255,180,180,.10) 60%,
    transparent 100%);
  border-radius: 45% 55% 60% 40% / 38% 45% 55% 62%;
  z-index: 0;
  animation: hero-blob-c 9.5s cubic-bezier(.45,.05,.55,.95) infinite;
  animation-delay: -5s;
}

/* 4 — Coral filled circle, bottom-left */
.hero__deco--dot-coral {
  bottom: 12%;  left: -7%;
  width: 54px;  height: 54px;
  background: var(--clr-accent);
  border-radius: 50%;
  z-index: 2;
  box-shadow: 0 6px 22px rgba(255,138,138,.45);
  animation: hero-dot-y 7s cubic-bezier(.45,.05,.55,.95) infinite;
  animation-delay: -1.5s;
}

/* 5 — Solid blue circle, top-right area */
.hero__deco--dot-blue {
  top: -5%;  right: -1%;
  width: 30px;  height: 30px;
  background: #4A7CC9;
  border-radius: 50%;
  z-index: 2;
  box-shadow: 0 4px 14px rgba(42,74,123,.30);
  animation: hero-dot-xy 9s cubic-bezier(.45,.05,.55,.95) infinite;
  animation-delay: -4s;
}

/* 6 — White accent circle, mid-right */
.hero__deco--dot-white {
  top: 44%;  right: -9%;
  width: 18px;  height: 18px;
  background: #fff;
  border-radius: 50%;
  z-index: 2;
  box-shadow: 0 2px 10px rgba(42,74,123,.18);
  animation: hero-dot-y 6.5s cubic-bezier(.45,.05,.55,.95) infinite;
  animation-delay: -2.5s;
}

/* 7 — Purple orb, top-left */
.hero__deco--orb-purple {
  top: 4%;  left: -11%;
  width: 38px;  height: 38px;
  background: radial-gradient(circle at 38% 32%, #d4a8ff, #9b5de5);
  border-radius: 50%;
  z-index: 2;
  box-shadow: 0 4px 18px rgba(199,125,255,.38);
  animation: hero-dot-xy 8.5s cubic-bezier(.45,.05,.55,.95) infinite;
  animation-delay: -6.5s;
}

/* Blob drift keyframes */
@keyframes hero-blob-a {
  0%, 100% { transform: translate(0,0)    rotate(0deg)  scale(1);    }
  33%       { transform: translate(7px,-13px) rotate(3.5deg) scale(1.025); }
  66%       { transform: translate(-5px,9px) rotate(-2deg)  scale(0.975); }
}
@keyframes hero-blob-b {
  0%, 100% { transform: translate(0,0)    rotate(0deg)  scale(1);    }
  40%       { transform: translate(-9px,-11px) rotate(-4deg) scale(1.03); }
  70%       { transform: translate(6px, 7px)  rotate(2.5deg) scale(0.97); }
}
@keyframes hero-blob-c {
  0%, 100% { transform: translate(0,0)   rotate(0deg)  scale(1);    }
  50%       { transform: translate(11px,-9px) rotate(5deg) scale(1.04); }
}

/* Dot float keyframes */
@keyframes hero-dot-y {
  0%, 100% { transform: translateY(0);     }
  50%       { transform: translateY(-15px); }
}
@keyframes hero-dot-xy {
  0%, 100% { transform: translate(0,0)    scale(1);   }
  30%       { transform: translate(5px,-13px) scale(1.06); }
  70%       { transform: translate(-4px,-6px)  scale(0.96); }
}

/* Reduced motion — freeze all deco elements */
@media (prefers-reduced-motion: reduce) {
  .hero__deco { animation: none !important; }
}

/* Hero badges */
.hero__badges {
  display: flex;
  flex-wrap: wrap;
  gap: var(--sp-3);
  margin-block-start: var(--sp-10);
  padding-block-start: var(--sp-8);
  border-top: 1px solid var(--clr-border);
}

.badge-pill {
  display: inline-flex;
  align-items: center;
  gap: var(--sp-2);
  padding: var(--sp-2) var(--sp-4);
  background: var(--clr-surface);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-full);
  font-size: var(--fs-sm);
  font-weight: 500;
  color: var(--clr-text-secondary);
  cursor: pointer;
  user-select: none;
  transition: background var(--dur-fast), border-color var(--dur-fast), color var(--dur-fast), box-shadow var(--dur-fast);
}
.badge-pill:hover {
  background: var(--clr-primary-light);
  border-color: rgba(42,74,123,.2);
}
.badge-pill--active {
  background: var(--clr-primary);
  border-color: var(--clr-primary);
  color: #fff;
  box-shadow: 0 4px 14px rgba(42,74,123,.28);
}
.badge-pill--active .badge-pill__icon {
  color: #fff;
}
.badge-pill__icon {
  font-size: 18px;
  color: var(--clr-primary);
}

/* ═══════════════════════════════════════════════════
   FEATURES ACCORDION
═══════════════════════════════════════════════════ */
.features-accordion {
  padding-block: var(--sp-24);
  background: var(--clr-bg);
}

.features-accordion__container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(2rem, 6vw, 5rem);
  align-items: start;
}

.features-accordion__intro h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  margin-block-end: var(--sp-5);
  letter-spacing: -0.02em;
  padding-block-start: var(--sp-4);
  border-top: 3px solid var(--clr-accent);
  display: inline-block;
}

.features-accordion__intro p {
  font-size: var(--fs-md);
  color: var(--clr-text-secondary);
  line-height: 1.75;
  max-width: 38ch;
}

/* Accordion */
.accordion { display: flex; flex-direction: column; }

.accordion__item {
  border-bottom: 1px solid var(--clr-border);
}
.accordion__item:first-child {
  border-top: 1px solid var(--clr-border);
}

.accordion__trigger {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: var(--sp-5) 0;
  font-family: var(--ff-body);
  font-size: var(--fs-base);
  font-weight: 500;
  color: var(--clr-text);
  text-align: left;
  gap: var(--sp-4);
  min-height: 60px;
  transition: color var(--dur-fast);
}
.accordion__trigger:hover, .accordion__trigger:focus-visible {
  color: var(--clr-primary);
}
.accordion__trigger[aria-expanded="true"] {
  color: var(--clr-primary);
  font-weight: 600;
}

/* Icon + label group inside trigger */
.accordion__trigger-inner {
  display: flex;
  align-items: center;
  gap: var(--sp-3);
  flex: 1;
  min-width: 0;
}
.accordion__icon {
  font-size: 1.25rem;
  color: var(--clr-accent);
  flex-shrink: 0;
  line-height: 1;
  transition: color var(--dur-fast);
}
.accordion__trigger[aria-expanded="true"] .accordion__icon {
  color: var(--clr-primary);
}

.accordion__chevron {
  font-size: 22px;
  flex-shrink: 0;
  transition: transform var(--dur-base) var(--ease-out);
  color: var(--clr-text-muted);
}
.accordion__trigger[aria-expanded="true"] .accordion__chevron {
  transform: rotate(180deg);
  color: var(--clr-primary);
}

.accordion__panel {
  overflow: hidden;
  padding-block-end: var(--sp-5);
}
.accordion__panel p,
.accordion__panel ul {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.75;
  max-width: 52ch;
  padding-inline-start: var(--sp-4);
  border-inline-start: 2px solid var(--clr-accent);
}
.accordion__panel ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
}
.accordion__panel ul li {
  display: flex;
  align-items: baseline;
  gap: var(--sp-2);
}
.accordion__panel ul li::before {
  content: '';
  display: inline-block;
  flex-shrink: 0;
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: var(--clr-accent);
  margin-block-start: 0.55em;
  align-self: flex-start;
}

/* Animated open/close */
.accordion__panel[data-animating] {
  display: block !important;
}

/* ═══════════════════════════════════════════════════
   WHO WE SERVE
═══════════════════════════════════════════════════ */
.who-we-serve {
  padding-block: var(--sp-24);
  background: var(--clr-surface);
}

.who-we-serve__container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(2rem, 6vw, 5rem);
  align-items: center;
}

.who-we-serve__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  row-gap: var(--sp-6);
  column-gap: var(--sp-3);
  justify-items: center;
  align-items: center;
}

.serve-card {
  display: flex;
  background: none;
  border: none;
  padding: 0;
  cursor: pointer;
  transition: transform var(--dur-base) var(--ease-out);
}
.serve-card:hover  { transform: translateY(-4px); }
.serve-card:active { transform: translateY(-2px); }

.serve-card__icon-wrap {
  width: clamp(148px, 17vw, 192px);
  height: clamp(148px, 17vw, 192px);
  border-radius: 50%;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: var(--sp-3);
  flex-shrink: 0;
  /* Gradient stroke, surface fill */
  border: 4px solid transparent;
  background:
    linear-gradient(var(--clr-surface), var(--clr-surface)) padding-box,
    linear-gradient(145deg, #dce8fd 0%, #fdd5d5 100%) border-box;
  transition:
    box-shadow var(--dur-base) var(--ease-out),
    transform var(--dur-base) var(--ease-out);
}

/* Hover / focus — faint gradient preview */
.serve-card:hover .serve-card__icon-wrap,
.serve-card:focus-visible .serve-card__icon-wrap {
  border-color: transparent;
  box-shadow: 0 8px 28px rgba(42, 74, 123, 0.12);
  transform: scale(1.03);
}

/* Active — solid pastel fill, no visible stroke */
.serve-card.is-active .serve-card__icon-wrap {
  background:
    linear-gradient(145deg, #dce9fd 0%, #fdd8d8 100%) padding-box,
    linear-gradient(145deg, #dce9fd 0%, #fdd8d8 100%) border-box;
  box-shadow:
    0 16px 48px rgba(42, 74, 123, 0.20),
    0 4px 12px rgba(42, 74, 123, 0.08);
  transform: scale(1.05);
}

.serve-card__img {
  width: clamp(64px, 7.5vw, 88px);
  height: clamp(64px, 7.5vw, 88px);
  object-fit: contain;
  pointer-events: none;
}

.serve-card__label {
  font-size: var(--fs-xs);
  font-weight: 500;
  color: var(--clr-text-secondary);
  text-align: center;
  padding-inline: var(--sp-4);
  line-height: 1.3;
}
.serve-card.is-active .serve-card__label {
  color: var(--clr-primary);
  font-weight: 600;
}

/* ── Flat-card variant (cards left, static content right) ─── */
.who-we-serve--flat .who-we-serve__grid {
  grid-template-columns: repeat(2, 1fr);
  gap: var(--sp-4);
}
.who-we-serve--flat .serve-card {
  width: 100%;
}
.who-we-serve--flat .serve-card__icon-wrap {
  width: 100%;
  height: auto;
  min-height: 88px;
  border-radius: var(--radius-lg);
  flex-direction: column;
  align-items: flex-start;
  justify-content: flex-start;
  padding: var(--sp-5);
  gap: var(--sp-3);
  /* override gradient border — plain surface + border */
  border: 1.5px solid var(--clr-border);
  background: var(--clr-surface);
}
.who-we-serve--flat .serve-card:hover .serve-card__icon-wrap,
.who-we-serve--flat .serve-card:focus-visible .serve-card__icon-wrap {
  transform: none;
  border-color: rgba(42,74,123,.25);
  box-shadow: 0 4px 16px rgba(42,74,123,.08);
}
.who-we-serve--flat .serve-card.is-active .serve-card__icon-wrap {
  background: linear-gradient(145deg, #dce9fd 0%, #fdd8d8 100%);
  border-color: transparent;
  transform: none;
  box-shadow: 0 8px 24px rgba(42,74,123,.14);
}
.who-we-serve--flat .serve-card__img { display: none; }
.who-we-serve--flat .serve-card__mat-icon {
  font-size: 1.35rem;
  color: var(--clr-accent);
  line-height: 1;
}
.who-we-serve--flat .serve-card.is-active .serve-card__mat-icon {
  color: var(--clr-primary);
}
.who-we-serve--flat .serve-card__label {
  text-align: left;
  padding-inline: 0;
  font-size: var(--fs-sm);
  font-weight: 600;
  color: var(--clr-text);
}
.who-we-serve--flat .serve-card.is-active .serve-card__label {
  color: var(--clr-primary);
  font-weight: 700;
}
.who-we-serve--flat .serve-card__desc {
  font-size: var(--fs-xs);
  color: var(--clr-text-secondary);
  line-height: 1.5;
  text-align: left;
  margin-top: var(--sp-1);
}
.who-we-serve--flat .serve-card.is-active .serve-card__desc {
  color: rgba(42,74,123,.7);
}
@media (max-width: 640px) {
  .who-we-serve--flat .who-we-serve__grid {
    grid-template-columns: 1fr;
  }
}

/* Content side — dynamic single pane */
.who-we-serve__content h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  margin-block-end: var(--sp-4);
  letter-spacing: -0.02em;
  line-height: 1.15;
  transition: opacity 160ms ease;
}
.who-we-serve__content p {
  font-size: var(--fs-md);
  color: var(--clr-text-secondary);
  line-height: 1.75;
  max-width: 42ch;
  transition: opacity 160ms ease;
  margin-block-end: var(--sp-6);
}
.who-we-serve__content .btn {
  margin-block-start: var(--sp-2);
}

/* ═══════════════════════════════════════════════════
   FEATURES TEXT
═══════════════════════════════════════════════════ */
.features-text {
  padding-block: var(--sp-24);
  background: var(--clr-bg);
}

.features-text__container {
  display: grid;
  gap: var(--sp-12);
}

.features-text__header h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  letter-spacing: -0.02em;
  padding-block-start: var(--sp-4);
  border-top: 3px solid var(--clr-accent);
  display: inline-block;
}

.features-text__body {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 3.5rem);
}

.features-text__item {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(2rem, 5vw, 5rem);
  align-items: start;
}

.features-text__item h3 {
  font-size: var(--fs-md);
  color: #5B91C8;
  font-weight: 600;
  line-height: 1.35;
  text-align: right;
}
.features-text__item p {
  font-size: var(--fs-base);
  color: var(--clr-text-secondary);
  line-height: 1.8;
}

/* ═══════════════════════════════════════════════════
   TESTIMONIALS
═══════════════════════════════════════════════════ */
.testimonials {
  padding-block: var(--sp-24);
  background: var(--clr-surface);
  overflow: hidden;
}

.testimonials__header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-block-end: var(--sp-8);
}

.testimonials__header h2 {
  font-size: var(--fs-2xl);
  color: var(--clr-primary);
}

.testimonials__controls {
  display: flex;
  gap: var(--sp-2);
}

.testimonials__arrow {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px; height: 40px;
  border-radius: var(--radius-full);
  border: 1px solid var(--clr-border-strong);
  color: var(--clr-text-secondary);
  background: var(--clr-bg);
  transition:
    background var(--dur-fast),
    color var(--dur-fast),
    border-color var(--dur-fast),
    box-shadow var(--dur-fast);
}
.testimonials__arrow:hover, .testimonials__arrow:focus-visible {
  background: var(--clr-primary);
  color: #fff;
  border-color: var(--clr-primary);
  box-shadow: 0 2px 8px rgba(42,74,123,.25);
}
.testimonials__arrow:disabled {
  opacity: 0.4;
  cursor: not-allowed;
}

.testimonials__viewport {
  overflow: hidden;
}

.testimonials__track {
  display: flex;
  gap: var(--sp-5);
  list-style: none;
  transition: transform var(--dur-slow) var(--ease-out);
  will-change: transform;
}

.testimonial-card {
  flex: 0 0 calc(25% - var(--sp-5) * 3 / 4);
  min-width: 240px;
  background: var(--clr-bg);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-xl);
  padding: var(--sp-6);
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
}

.testimonial-card__avatar {
  width: 52px; height: 52px;
  border-radius: var(--radius-full);
  overflow: hidden;
}

.testimonial-card__avatar-img {
  width: 100%; height: 100%;
  background: linear-gradient(135deg, var(--clr-primary-light) 0%, #c8d9f5 100%);
  border-radius: var(--radius-full);
}

.testimonial-card__name {
  font-weight: 600;
  font-size: var(--fs-sm);
  color: var(--clr-text);
}

.testimonial-card blockquote p {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.7;
}

/* ═══════════════════════════════════════════════════
   FOOTER
═══════════════════════════════════════════════════ */
.footer {
  background: var(--clr-primary-dark);
  color: rgba(255,255,255,0.85);
}

.footer__grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: var(--sp-8);
  padding-block: var(--sp-16) var(--sp-12);
}

.footer__heading {
  font-size: var(--fs-sm);
  font-weight: 700;
  color: #fff;
  margin-block-end: var(--sp-5);
  letter-spacing: 0.02em;
}

.footer__list {
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
}

.footer__list a {
  font-size: var(--fs-sm);
  color: rgba(255,255,255,0.65);
  transition: color var(--dur-fast);
}
.footer__list a:hover, .footer__list a:focus-visible {
  color: #fff;
}

.footer__social {
  display: flex;
  gap: var(--sp-3);
}

.footer__social-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px; height: 36px;
  border-radius: var(--radius-full);
  background: rgba(255,255,255,0.1);
  color: rgba(255,255,255,0.7);
  transition: background var(--dur-fast), color var(--dur-fast);
}
.footer__social-link:hover, .footer__social-link:focus-visible {
  background: rgba(255,255,255,0.2);
  color: #fff;
}

.footer__disclaimer {
  padding-block-start: 0;
  padding-block-end: var(--sp-5);
}
.footer__disclaimer-text {
  font-size: var(--fs-xs);
  line-height: 1.7;
  color: rgba(255,255,255,0.4);
  max-width: 90ch;
}
.footer__disclaimer-text strong {
  color: rgba(255,255,255,0.6);
  font-weight: 600;
  margin-inline-end: var(--sp-1);
}

.footer__bottom {
  border-top: 1px solid rgba(255,255,255,0.12);
  padding-block: var(--sp-6);
}

.footer__bottom-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: var(--sp-4);
}

.footer__bottom-left {
  display: flex;
  align-items: center;
  gap: var(--sp-5);
  flex-wrap: wrap;
}

.footer__logo { opacity: 0.75; filter: brightness(0) invert(1); object-fit: contain; max-width: none; }
.footer__logo:hover { opacity: 1; }

.footer__legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: var(--sp-2) var(--sp-5);
}
.footer__legal-links a {
  font-size: var(--fs-xs);
  color: rgba(255,255,255,0.5);
  transition: color var(--dur-fast);
}
.footer__legal-links a:hover { color: rgba(255,255,255,0.85); }

.footer__copyright {
  font-size: var(--fs-xs);
  color: rgba(255,255,255,0.4);
}

/* ═══════════════════════════════════════════════════
   SCROLL ANIMATIONS
═══════════════════════════════════════════════════ */
[data-animate] {
  opacity: 0;
  transition:
    opacity var(--dur-slow) var(--ease-out),
    transform var(--dur-slow) var(--ease-out);
}

[data-animate="fade-up"]     { transform: translateY(24px); }
[data-animate="fade-in"]     { transform: none; }
[data-animate="scale-in"]    { transform: scale(0.92); }

[data-animate].is-visible {
  opacity: 1;
  transform: none;
}

[data-animate-delay="100"]  { transition-delay: 100ms; }
[data-animate-delay="150"]  { transition-delay: 150ms; }
[data-animate-delay="200"]  { transition-delay: 200ms; }
[data-animate-delay="300"]  { transition-delay: 300ms; }
[data-animate-delay="350"]  { transition-delay: 350ms; }

@media (prefers-reduced-motion: reduce) {
  .hero,
  .hero::before,
  .hero::after,
  .hero__pattern { animation: none !important; }

  [data-animate] {
    opacity: 1 !important;
    transform: none !important;
    transition: none !important;
  }
  html { scroll-behavior: auto; }
  .testimonials__track { transition: none; }
  .accordion__chevron { transition: none; }
}

/* ═══════════════════════════════════════════════════
   RESPONSIVE — Tablet (≤ 1024px)
═══════════════════════════════════════════════════ */
@media (max-width: 1024px) {
  .nav__menu { display: none; }
  .nav__actions .nav__icon-btn:not(:last-of-type) { display: none; }
  .nav__toggle { display: flex; }
  /* Mobile nav: push [lang][hamburger] to the far right, side by side */
  .nav__actions { margin-inline-start: auto; }
  .nav { gap: var(--sp-2); }

  /* ── Mobile menu overlay (redesigned) ──────────── */
  .nav__menu.is-open {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    position: fixed;
    inset: var(--nav-h) 0 0 0;
    background: var(--clr-bg);
    padding: 0;
    gap: 0;
    border: none;
    border-top: 1px solid var(--clr-border);
    border-radius: 0;
    margin: 0;
    min-height: unset;
    overflow-y: auto;
    z-index: 99;
    animation: slideDown var(--dur-base) var(--ease-out);
  }

  @keyframes slideDown {
    from { opacity: 0; transform: translateY(-12px); }
    to   { opacity: 1; transform: translateY(0); }
  }

  /* Top-level nav items */
  .nav__menu.is-open .nav__link {
    display: flex;
    align-items: center;
    padding: var(--sp-4) var(--sp-5);
    font-size: var(--fs-base);
    font-weight: 600;
    color: var(--clr-text);
    border-radius: 0;
    justify-content: space-between;
    width: 100%;
    border-bottom: 1px solid var(--clr-border);
    background: none;
    transition: background var(--dur-fast), color var(--dur-fast);
  }

  .nav__menu.is-open .nav__link:hover,
  .nav__menu.is-open .nav__link:focus-visible {
    background: var(--clr-surface);
    color: var(--clr-primary);
  }

  /* Expanded trigger: connects seamlessly with sub-list below */
  .nav__menu.is-open .nav__link--dropdown[aria-expanded="true"] {
    background: var(--clr-surface);
    color: var(--clr-primary);
    border-bottom: none;
  }

  /* Chevron inherits link color in mobile */
  .nav__menu.is-open .nav__chevron {
    color: currentColor;
    opacity: 0.45;
    font-size: 20px;
  }
  .nav__menu.is-open .nav__link--dropdown[aria-expanded="true"] .nav__chevron {
    opacity: 1;
  }

  /* Mobile active / current page states */
  .nav__menu.is-open .nav__link[aria-current="page"],
  .nav__menu.is-open .nav__link.is-active {
    background: var(--clr-primary-light);
    color: var(--clr-primary);
    font-weight: 700;
    border-left: 3px solid var(--clr-primary);
    padding-left: calc(var(--sp-5) - 3px);
  }

  /* ── Inline sub-item groups ─────────────────────── */
  .nav__dropdown {
    position: static;
    width: 100%;
    transform: none;
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    box-shadow: none;
    border: none;
    border-radius: 0;
    background: var(--clr-surface);
    padding: var(--sp-2) var(--sp-4) var(--sp-3) var(--sp-5);
    margin: 0;
    border-bottom: 1px solid var(--clr-border);
    display: none;
    transition: none;
  }

  .nav__dropdown.is-open {
    display: block;
  }

  .nav__dropdown-grid {
    grid-template-columns: 1fr;
  }

  /* Sub-item links */
  .nav__dropdown-item {
    display: flex;
    align-items: center;
    gap: var(--sp-3);
    padding: var(--sp-2) var(--sp-3);
    font-size: var(--fs-sm);
    font-weight: 400;
    color: var(--clr-text-secondary);
    border-radius: var(--radius-md);
    text-decoration: none;
    transition: background var(--dur-fast), color var(--dur-fast);
  }

  .nav__dropdown-item::before {
    content: '';
    width: 5px;
    height: 5px;
    border-radius: 50%;
    background: var(--clr-primary);
    opacity: 0.3;
    flex-shrink: 0;
    transition: opacity var(--dur-fast);
  }

  .nav__dropdown-item:hover,
  .nav__dropdown-item:focus-visible {
    background: rgba(255,255,255,0.75);
    color: var(--clr-primary);
  }

  .nav__dropdown-item:hover::before,
  .nav__dropdown-item:focus-visible::before {
    opacity: 1;
  }

  .nav__dropdown-item[aria-current="page"],
  .nav__dropdown-item.is-active {
    color: var(--clr-primary);
    font-weight: 600;
    background: rgba(255,255,255,0.75);
  }

  .nav__dropdown-item[aria-current="page"]::before,
  .nav__dropdown-item.is-active::before {
    opacity: 1;
  }

  /* ── Sticky bottom CTA ──────────────────────────── */
  .nav__menu.is-open .nav__menu-cta {
    display: block;
    flex-shrink: 0;
    margin-top: auto;
    position: sticky;
    bottom: 0;
    padding: var(--sp-4) var(--sp-5);
    padding-bottom: calc(var(--sp-4) + env(safe-area-inset-bottom, 0px));
    border-top: 1px solid var(--clr-border);
    background: var(--clr-bg);
    box-shadow: 0 -4px 16px rgba(42,74,123,0.06);
  }

  .nav__menu.is-open .nav__menu-cta .btn {
    width: 100%;
    justify-content: center;
    font-size: var(--fs-base);
  }

  .hero__container {
    grid-template-columns: 1fr;
    text-align: center;
  }
  .hero__description { margin-inline: auto; }
  .hero__actions { justify-content: center; }
  .hero__disclaimer { margin-inline: auto; }
  .hero__visual { order: -1; }
  .hero__image-ring { width: clamp(220px, 55vw, 320px); }

  .features-accordion__container { grid-template-columns: 1fr; }
  .who-we-serve__container { grid-template-columns: 1fr; }
  .who-we-serve__content { text-align: center; }
  .who-we-serve__content p { margin-inline: auto; }

  .footer__grid { grid-template-columns: repeat(3, 1fr); }
  .footer__bottom-inner { flex-direction: column; align-items: flex-start; }

  .testimonial-card { flex: 0 0 calc(50% - var(--sp-5) / 2); }
}

/* ── Mobile (≤ 640px) ──────────────────────────── */
@media (max-width: 640px) {
  :root { --nav-h: 64px; }

  .nav__actions { gap: var(--sp-2); }
  .nav__actions .btn { display: none; }

  .hero { padding-block-start: var(--sp-12); }
  .hero__badges { gap: var(--sp-2); }
  .badge-pill { font-size: var(--fs-xs); padding: var(--sp-2) var(--sp-3); }

  .features-text__body { grid-template-columns: 1fr; }
  .who-we-serve__grid { grid-template-columns: 1fr 1fr; }

  .footer__grid { grid-template-columns: 1fr 1fr; }
  .footer__grid > .footer__col:last-child { grid-column: 1 / -1; }

  .testimonial-card { flex: 0 0 80vw; }

  .testimonials__header h2 { font-size: var(--fs-xl); }
}

/* ── Small mobile (≤ 375px) ───────────────────── */
@media (max-width: 375px) {
  .hero__actions { flex-direction: column; width: 100%; }
  .hero__actions .btn { width: 100%; justify-content: center; }
  .footer__grid { grid-template-columns: 1fr; }
}

/* ═══════════════════════════════════════════════════
   PLANS PAGE
═══════════════════════════════════════════════════ */

/* ── btn--white (for dark CTAs) ─────────────────── */
.btn--white {
  background: #fff;
  color: var(--clr-primary);
  border-color: #fff;
}
.btn--white:hover, .btn--white:focus-visible {
  background: var(--clr-primary-light);
  border-color: var(--clr-primary-light);
}

/* ── Plans hero ─────────────────────────────────── */
.plans-hero {
  background: linear-gradient(135deg, #fce8f3 0%, #ede8ff 40%, #ddeeff 75%, #fce8f3 100%);
  padding: calc(var(--nav-h) + var(--sp-16)) 0 var(--sp-16);
  text-align: center;
  position: relative;
  overflow: hidden;
}
.plans-hero__inner {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}
.plans-hero h1 {
  font-size: var(--fs-4xl);
  color: var(--clr-primary);
  margin: var(--sp-4) auto var(--sp-5);
  max-width: 620px;
  line-height: 1.2;
}
.plans-hero__desc {
  color: var(--clr-text-secondary);
  max-width: 460px;
  margin: 0 auto var(--sp-8);
  font-size: var(--fs-md);
  line-height: 1.6;
}
.plans-hero__actions {
  display: flex;
  gap: var(--sp-4);
  justify-content: center;
  flex-wrap: wrap;
}

/* ── How It Works ───────────────────────────────── */
.how-works {
  padding: var(--sp-20) 0;
  background: var(--clr-bg);
}
.how-works__header {
  text-align: center;
  margin-bottom: var(--sp-12);
}
.how-works__header h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  margin-bottom: var(--sp-3);
}
.how-works__header p {
  color: var(--clr-text-secondary);
  max-width: 480px;
  margin-inline: auto;
}
.how-works__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-6);
}
.how-step {
  background: var(--clr-bg);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-xl);
  padding: var(--sp-8);
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
  transition: box-shadow var(--dur-base);
}
.how-step:hover {
  box-shadow: var(--shadow-md);
}
.how-step__icon-wrap {
  width: 72px;
  height: 72px;
  border-radius: var(--radius-lg);
  background: var(--clr-surface);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--sp-2);
  overflow: hidden;
}
.how-step__icon {
  width: 48px;
  height: 48px;
  object-fit: contain;
}
.how-step__num {
  font-size: var(--fs-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--clr-accent);
}
.how-step h3 {
  font-size: var(--fs-md);
  font-family: var(--ff-heading);
  color: var(--clr-text);
  line-height: 1.35;
}
.how-step__link {
  display: inline-flex;
  align-items: center;
  gap: var(--sp-1);
  font-size: var(--fs-sm);
  font-weight: 600;
  color: var(--clr-primary);
  text-decoration: none;
  margin-top: auto;
  padding-top: var(--sp-2);
}
.how-step__link:hover { text-decoration: underline; }

/* ── Pricing ────────────────────────────────────── */
.pricing {
  background: var(--clr-surface);
  padding: var(--sp-20) 0;
}
.pricing__top {
  display: grid;
  grid-template-columns: 280px 1fr;
  gap: var(--sp-10);
  align-items: start;
  margin-bottom: var(--sp-6);
}
.pricing__sidebar h2 {
  font-size: var(--fs-2xl);
  color: var(--clr-primary);
  margin: var(--sp-3) 0 var(--sp-4);
  line-height: 1.25;
}
.pricing__sidebar > p {
  color: var(--clr-text-secondary);
  font-size: var(--fs-sm);
  margin-bottom: var(--sp-6);
}
.pricing__toggle {
  display: inline-flex;
  background: var(--clr-bg);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-full);
  padding: 4px;
  gap: 4px;
}
.pricing__toggle-btn {
  padding: var(--sp-2) var(--sp-5);
  border-radius: var(--radius-full);
  font-size: var(--fs-sm);
  font-weight: 500;
  color: var(--clr-text-secondary);
  background: none;
  border: none;
  cursor: pointer;
  transition: background var(--dur-fast), color var(--dur-fast);
  min-height: 36px;
}
.pricing__toggle-btn.is-active {
  background: var(--clr-primary);
  color: #fff;
  font-weight: 600;
}
.pricing__cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-4);
}
.plan-card {
  background: var(--clr-bg);
  border: 1.5px solid var(--clr-border);
  border-radius: var(--radius-xl);
  padding: var(--sp-6);
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: var(--sp-3);
  transition: box-shadow var(--dur-base), border-color var(--dur-base);
}
.plan-card:hover {
  box-shadow: var(--shadow-md);
  border-color: var(--clr-border-strong);
}
.plan-card--featured {
  border: none;
  box-shadow: 0 12px 40px rgba(42,74,123,.28), 0 4px 16px rgba(255,138,138,.18);
  position: relative;
  background: linear-gradient(150deg, #2A4A7B 0%, #6B5BA8 52%, #FF8A8A 100%);
}
.plan-card--featured::before { display: none; }
.plan-card--featured::after  { display: none; }
.plan-card--featured > * {
  position: relative;
  z-index: 1;
}
.plan-card__badge {
  font-size: var(--fs-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--clr-text-muted);
}
.plan-card__badge--featured {
  color: var(--clr-primary);
}
.plan-card--featured .plan-card__badge--featured {
  color: rgba(255,255,255,.85);
}
.plan-card--featured .plan-card__name,
.plan-card--featured .plan-card__amount {
  color: #fff;
}
.plan-card--featured .plan-card__period {
  color: rgba(255,255,255,.75);
}
.plan-card--featured .plan-card__cta {
  background: #fff;
  color: var(--clr-primary);
  border-color: transparent;
}
.plan-card--featured .plan-card__cta:hover {
  background: rgba(255,255,255,.9);
  color: var(--clr-primary);
}
.plan-card__icon {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  background: var(--clr-surface);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--clr-primary);
}
.plan-card__icon .material-symbols-rounded { font-size: 24px; }
.plan-card--featured .plan-card__icon {
  background: rgba(255,255,255,.18);
  color: #fff;
}
.plan-card__name {
  font-size: var(--fs-lg);
  font-weight: 700;
  color: var(--clr-text);
}
.plan-card__price {
  display: flex;
  align-items: baseline;
  gap: 3px;
}
.plan-card__amount {
  font-size: clamp(2rem, 4vw, 2.5rem);
  font-weight: 700;
  color: var(--clr-primary);
  font-family: var(--ff-heading);
  line-height: 1;
}
.plan-card__period {
  font-size: var(--fs-sm);
  color: var(--clr-text-muted);
}
.plan-card__cta {
  width: 100%;
  margin-top: auto;
}

/* Feature comparison table */
.pricing__features {
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-xl);
  overflow: hidden;
  background: var(--clr-bg);
}
.pricing__feat-row {
  display: grid;
  grid-template-columns: 1fr repeat(3, 120px);
  align-items: center;
  padding: var(--sp-4) var(--sp-6);
  border-bottom: 1px solid var(--clr-border);
  gap: var(--sp-2);
}
.pricing__feat-row--last { border-bottom: none; }
.pricing__feat-name {
  font-size: var(--fs-sm);
  font-weight: 500;
  color: var(--clr-text);
  line-height: 1.4;
}
.pricing__feat-name small {
  display: block;
  font-size: var(--fs-xs);
  color: var(--clr-text-muted);
  font-weight: 400;
  margin-top: 2px;
}
.pricing__feat-check {
  display: flex;
  align-items: center;
  justify-content: center;
}
.pricing__feat-check--yes .material-symbols-rounded {
  font-size: 22px;
  color: var(--clr-primary);
  font-variation-settings: 'FILL' 1, 'wght' 400, 'GRAD' 0, 'opsz' 24;
}

/* ── Add-Ons ─────────────────────────────────────── */
.addons {
  padding: var(--sp-20) 0;
  background: var(--clr-bg);
}
.addons__header {
  text-align: center;
  margin-bottom: var(--sp-12);
}
.addons__header h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  margin-bottom: var(--sp-3);
}
.addons__header p {
  color: var(--clr-text-secondary);
  max-width: 560px;
  margin-inline: auto;
}
.addons__rows {
  display: flex;
  flex-direction: column;
  gap: 0;
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-xl);
  overflow: hidden;
}
.addon-row {
  display: grid;
  grid-template-columns: 240px 1fr;
  gap: var(--sp-8);
  padding: var(--sp-8);
  border-bottom: 1px solid var(--clr-border);
  background: var(--clr-bg);
  align-items: start;
}
.addon-row:last-child { border-bottom: none; }
.addon-row__title {
  font-size: var(--fs-md);
  font-weight: 700;
  color: var(--clr-text);
  margin-bottom: var(--sp-2);
}
.addon-row__desc {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.6;
}
.addon-row__items {
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
}
.addon-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: var(--sp-4) var(--sp-5);
  background: var(--clr-surface);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-lg);
}
.addon-item__name {
  font-size: var(--fs-sm);
  font-weight: 500;
  color: var(--clr-text);
}
.addon-item__price {
  font-size: var(--fs-md);
  color: var(--clr-primary);
}
.addon-item__price strong {
  font-size: var(--fs-xl);
  font-weight: 700;
  font-family: var(--ff-heading);
}
.addon-item__price span {
  font-size: var(--fs-sm);
  color: var(--clr-text-muted);
}

/* ShareWell slider */
.addon-row__items--sharewell {
  gap: var(--sp-5);
}
.sw-slider {
  background: var(--clr-surface);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-lg);
  padding: var(--sp-5) var(--sp-6);
}
.sw-slider__labels {
  display: flex;
  justify-content: space-between;
  font-size: var(--fs-xs);
  color: var(--clr-text-muted);
  font-weight: 600;
  margin-bottom: var(--sp-3);
}
.sw-slider__input {
  width: 100%;
  accent-color: var(--clr-primary);
  cursor: pointer;
  height: 4px;
}
.sw-prices {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0;
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.sw-prices__row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: var(--sp-3) var(--sp-5);
  border-bottom: 1px solid var(--clr-border);
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  background: var(--clr-bg);
}
.sw-prices__row:last-child { border-bottom: none; }
.sw-prices__val {
  font-weight: 700;
  color: var(--clr-primary);
  font-family: var(--ff-heading);
}

/* ── Your Benefits ──────────────────────────────── */
.plans-benefits {
  padding: var(--sp-20) 0;
  background: var(--clr-surface);
}
.plans-benefits__container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(2rem, 6vw, 5rem);
  align-items: start;
}
.plans-benefits__intro h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  margin-block-end: var(--sp-5);
  letter-spacing: -0.02em;
  padding-block-start: var(--sp-4);
  border-top: 3px solid var(--clr-accent);
  display: inline-block;
}
.plans-benefits__intro p {
  font-size: var(--fs-md);
  color: var(--clr-text-secondary);
  line-height: 1.75;
  max-width: 38ch;
  margin-block-end: var(--sp-8);
}
.ben-acc__trigger {
  align-items: center;
}
.ben-acc__title-group {
  display: flex;
  align-items: center;
  gap: var(--sp-3);
}
.ben-acc__icon {
  width: 36px;
  height: 36px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.ben-acc__icon .material-symbols-rounded { font-size: 20px; }

/* ── Calculator ─────────────────────────────────── */
.calculator {
  padding: var(--sp-20) 0;
  background: var(--clr-bg);
}
.calculator__header {
  text-align: center;
  margin-bottom: var(--sp-10);
}
.calculator__header h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  max-width: 600px;
  margin: 0 auto var(--sp-3);
  line-height: 1.25;
}
.calculator__header p {
  color: var(--clr-text-secondary);
  max-width: 520px;
  margin-inline: auto;
}
.calculator__card {
  max-width: 720px;
  margin-inline: auto;
  background: var(--clr-bg);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-xl);
  padding: var(--sp-8);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  gap: var(--sp-6);
}
.calc-card__label {
  font-size: var(--fs-sm);
  font-weight: 600;
  color: var(--clr-text-secondary);
  display: flex;
  align-items: center;
  gap: var(--sp-2);
}
.calc-card__label::before {
  content: '';
  display: inline-block;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--clr-primary);
  opacity: 0.15;
}
.calc-pills {
  display: flex;
  gap: var(--sp-2);
  flex-wrap: wrap;
}
.calc-pill {
  padding: var(--sp-2) var(--sp-4);
  border-radius: var(--radius-full);
  border: 1.5px solid var(--clr-border);
  background: var(--clr-surface);
  font-size: var(--fs-sm);
  font-weight: 600;
  color: var(--clr-text-secondary);
  cursor: pointer;
  transition: all var(--dur-fast);
  min-height: 36px;
}
.calc-pill:hover,
.calc-pill.is-active {
  background: var(--clr-primary-light);
  border-color: var(--clr-primary);
  color: var(--clr-primary);
}
.calc-label {
  display: flex;
  gap: var(--sp-2);
  font-size: var(--fs-xs);
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--clr-text-muted);
  margin-bottom: var(--sp-3);
}
.calc-label__step {
  color: var(--clr-primary);
}
.calc-input-row {
  display: flex;
  gap: var(--sp-3);
}
.calc-input {
  flex: 1;
  padding: var(--sp-3) var(--sp-4);
  border: 1.5px solid var(--clr-border);
  border-radius: var(--radius-lg);
  font-family: var(--ff-body);
  font-size: var(--fs-base);
  color: var(--clr-text);
  background: var(--clr-bg);
  transition: border-color var(--dur-fast);
  min-height: 48px;
}
.calc-input:focus {
  outline: none;
  border-color: var(--clr-primary);
  box-shadow: 0 0 0 3px rgba(42,74,123,.10);
}
/* ── Calculator multi-step ── */
.calc-progress {
  display: flex;
  gap: var(--sp-2);
  align-items: center;
}
.calc-dot {
  height: 8px;
  flex: 1;
  border-radius: var(--radius-full);
  background: var(--clr-border);
  transition: background var(--dur-base);
}
.calc-dot.is-active {
  background: var(--clr-primary);
}
.calc-dot.is-done {
  background: var(--clr-primary);
  opacity: 0.35;
}
.calc-step {
  display: none;
}
.calc-step.is-active {
  display: block;
}
.calc-input-group {
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
  flex: 1;
}
.calc-input-group--narrow {
  max-width: 200px;
}
.calc-input-sub-label {
  font-size: var(--fs-sm);
  font-weight: 600;
  color: var(--clr-text-secondary);
}
.calc-plan-cards {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: var(--sp-3);
  margin-top: var(--sp-2);
}
.calc-plan-card {
  display: flex;
  flex-direction: column;
  gap: var(--sp-1);
  padding: var(--sp-4);
  border: 1.5px solid var(--clr-border);
  border-radius: var(--radius-lg);
  background: var(--clr-surface);
  cursor: pointer;
  text-align: left;
  transition: all var(--dur-fast);
}
.calc-plan-card:hover {
  border-color: var(--clr-primary);
  background: var(--clr-primary-light);
}
.calc-plan-card.is-selected {
  border-color: var(--clr-primary);
  background: var(--clr-primary-light);
  box-shadow: 0 0 0 2px rgba(42,74,123,0.12);
}
.calc-plan-card__name {
  font-size: var(--fs-sm);
  font-weight: 700;
  color: var(--clr-primary);
  margin-bottom: var(--sp-1);
}
.calc-plan-card__price {
  font-size: var(--fs-xs);
  color: var(--clr-text-secondary);
  line-height: 1.5;
}
.calc-plan-card__price strong {
  color: var(--clr-text);
  font-weight: 700;
}
/* Results: hero savings banner */
.calc-results-hero {
  text-align: center;
  padding: var(--sp-6) var(--sp-4) var(--sp-8);
  background: linear-gradient(135deg, #e8f9f1 0%, #f0fdf6 100%);
  border: 1px solid #c3ecd8;
  border-radius: var(--radius-xl);
  margin-bottom: var(--sp-5);
}
.calc-results-hero__label {
  font-size: var(--fs-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.09em;
  color: #1A9E68;
  margin-bottom: var(--sp-2);
}
.calc-results-hero__amount {
  font-family: var(--ff-heading);
  font-size: clamp(2.2rem, 5vw, 3.2rem);
  font-weight: 700;
  color: #1A9E68;
  line-height: 1;
  margin-bottom: var(--sp-2);
}
.calc-results-hero__sub {
  font-size: var(--fs-xs);
  color: #4DAA82;
  font-weight: 500;
}

/* Results: comparison breakdown table */
.calc-breakdown {
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-xl);
  overflow: hidden;
}
.calc-breakdown__head {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 0;
  padding: var(--sp-3) var(--sp-5);
  background: var(--clr-surface);
  border-bottom: 1px solid var(--clr-border);
}
.calc-breakdown__head span {
  font-size: var(--fs-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: var(--clr-text-secondary);
}
.calc-breakdown__head span:nth-child(n+2) {
  text-align: right;
}
.calc-breakdown__row {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  align-items: center;
  padding: var(--sp-5) var(--sp-5);
  border-bottom: 1px solid var(--clr-border);
  gap: 0;
}
.calc-breakdown__row:last-child {
  border-bottom: none;
}
.calc-breakdown__type {
  font-family: var(--ff-heading);
  font-weight: 700;
  font-size: var(--fs-base);
  color: var(--clr-primary);
}
.calc-breakdown__curr,
.calc-breakdown__vat,
.calc-breakdown__save {
  font-size: var(--fs-base);
  font-weight: 600;
  text-align: right;
}
.calc-breakdown__curr { color: var(--clr-text-secondary); }
.calc-breakdown__vat  { color: var(--clr-primary); }
.calc-breakdown__save {
  font-family: var(--ff-heading);
  color: #1A9E68;
  font-size: var(--fs-md);
}
@media (max-width: 520px) {
  .calc-breakdown__head,
  .calc-breakdown__row { grid-template-columns: 1fr 1fr; gap: var(--sp-2); }
  .calc-breakdown__head span:nth-child(3),
  .calc-breakdown__head span:nth-child(4),
  .calc-breakdown__vat { display: none; }
  .calc-breakdown__save { font-size: var(--fs-base); }
  .calc-results-hero__amount { font-size: 2rem; }
}
.calc-actions {
  display: flex;
  justify-content: flex-end;
  align-items: center;
  gap: var(--sp-3);
}
.calc-actions--has-prev {
  justify-content: space-between;
}
.calc-actions__right {
  display: flex;
  gap: var(--sp-3);
}
@media (max-width: 640px) {
  .calc-plan-cards { grid-template-columns: 1fr; }
}

/* ── Contact Page ───────────────────────────────── */
.contact-hero .plans-hero__desc {
  max-width: 520px;
}
.contact-body {
  padding: var(--sp-24) 0;
}
.contact-body__container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-16);
  align-items: start;
}
.contact-info__team-label {
  font-family: var(--ff-heading);
  font-size: var(--fs-lg);
  font-weight: 700;
  color: var(--clr-primary);
  margin-bottom: var(--sp-3);
}
.contact-info__phone {
  display: block;
  font-family: var(--ff-heading);
  font-size: clamp(2rem, 4vw, 2.75rem);
  font-weight: 700;
  color: var(--clr-primary);
  line-height: 1.1;
  margin-bottom: var(--sp-6);
  text-decoration: none;
  transition: color var(--dur-base);
}
.contact-info__phone:hover { color: var(--clr-accent-dark); }
.contact-info__email-blurb {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.6;
  max-width: 320px;
}
.contact-info__email-link {
  display: block;
  margin-top: var(--sp-2);
  color: var(--clr-primary);
  font-weight: 600;
  text-decoration: none;
  transition: color var(--dur-base);
}
.contact-info__email-link:hover { color: var(--clr-accent-dark); text-decoration: underline; }
.contact-details__hours-intro {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.6;
  margin-bottom: var(--sp-5);
}
.contact-details__hours {
  display: flex;
  flex-direction: column;
  gap: 0;
  margin-bottom: var(--sp-8);
  border-top: 1px solid var(--clr-border);
}
.contact-details__hours-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: var(--sp-4) 0;
  border-bottom: 1px solid var(--clr-border);
  gap: var(--sp-4);
}
.contact-details__hours-row dt {
  font-weight: 500;
  color: var(--clr-text);
  font-size: var(--fs-sm);
}
.contact-details__hours-row dd {
  font-size: var(--fs-sm);
  color: var(--clr-primary);
  font-weight: 600;
}
.contact-details__address-label {
  font-size: var(--fs-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--clr-primary);
  margin-bottom: var(--sp-2);
}
.contact-details__address p:last-child {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.6;
}
@media (max-width: 768px) {
  .contact-body__container { grid-template-columns: 1fr; gap: var(--sp-10); }
}

/* ── Large Team CTA ─────────────────────────────── */
.plans-team-cta {
  position: relative;
  padding: var(--sp-24) 0;
  background:
    linear-gradient(rgba(20,36,70,.72), rgba(20,36,70,.72)),
    url('/assets/img/vativis-image-workspace.png') center/cover no-repeat;
  text-align: center;
  color: #fff;
  overflow: hidden;
}
.plans-team-cta__inner {
  position: relative;
  z-index: 1;
}
.plans-team-cta h2 {
  font-size: var(--fs-3xl);
  color: #fff;
  margin-bottom: var(--sp-3);
}
.plans-team-cta p {
  color: rgba(255,255,255,.8);
  max-width: 580px;
  margin: 0 auto var(--sp-8);
}
.plans-team-cta__actions {
  display: flex;
  justify-content: center;
  gap: var(--sp-4);
  flex-wrap: wrap;
}
.plans-team-cta__actions .btn--ghost {
  border-color: rgba(255,255,255,.5);
  color: #fff;
}
.plans-team-cta__actions .btn--ghost:hover {
  background: rgba(255,255,255,.12);
  border-color: #fff;
}

/* ── Plans responsive ────────────────────────────── */
@media (max-width: 1024px) {
  .pricing__top {
    grid-template-columns: 1fr;
  }
  .pricing__feat-row {
    grid-template-columns: 1fr repeat(3, 80px);
  }
  .addon-row {
    grid-template-columns: 1fr;
    gap: var(--sp-5);
  }
}
@media (max-width: 640px) {
  .how-works__grid { grid-template-columns: 1fr; }
  .pricing__cards { grid-template-columns: 1fr; }
  .pricing__feat-row { grid-template-columns: 1fr repeat(3, 56px); padding: var(--sp-3); gap: var(--sp-1); }
  .plans-benefits__container { grid-template-columns: 1fr; }
  .plans-hero__actions { flex-direction: column; align-items: center; }
  .calc-input-row { flex-direction: column; }
}
@media (max-width: 375px) {
}

/* ═══════════════════════════════════════════════════
   ABOUT PAGE
═══════════════════════════════════════════════════ */

/* ── About Hero ─────────────────────────────────── */
.about-hero {
  background: linear-gradient(160deg, #eef4ff 0%, #ffffff 55%, #fff4f4 100%);
  padding: calc(var(--nav-h) + var(--sp-16)) 0 var(--sp-16);
  position: relative;
  overflow: hidden;
}
.about-hero__grid {
  display: grid;
  grid-template-columns: 5fr 7fr;
  gap: var(--sp-16);
  align-items: end;
}
.about-hero__left .eyebrow {
  margin-bottom: var(--sp-4);
}
.about-hero__left h1 {
  font-size: clamp(2.5rem, 5vw, 3.75rem);
  color: var(--clr-primary);
  line-height: 1.1;
  letter-spacing: -0.02em;
}
.about-hero__right {
  padding-bottom: var(--sp-3);
}
.about-hero__right p {
  font-size: var(--fs-lg);
  color: var(--clr-text-secondary);
  line-height: 1.7;
  max-width: 520px;
}

/* ── Partners ───────────────────────────────────── */
.partners {
  border-top: 1px solid var(--clr-border);
  padding: var(--sp-12) 0;
  background: var(--clr-bg);
}
.partners__grid {
  display: grid;
  grid-template-columns: 260px 1fr;
  gap: var(--sp-12);
  align-items: center;
}
.partners__tag {
  font-size: var(--fs-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--clr-accent);
  margin-bottom: var(--sp-2);
}
.partners__heading {
  font-size: var(--fs-xl);
  font-family: var(--ff-heading);
  color: var(--clr-primary);
  line-height: 1.3;
  font-weight: 700;
}
.partners__logos {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--sp-2);
}
.partner-logo {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
}
.partner-logo img {
  max-height: 52px;
  width: auto;
  max-width: 100%;
  object-fit: contain;
}

/* ── Pillars ────────────────────────────────────── */
.about-pillars {
  padding: var(--sp-24) 0;
  background: var(--clr-surface);
  position: relative;
  overflow: hidden;
}
.about-pillars::before {
  content: '';
  position: absolute;
  bottom: -120px;
  left: -120px;
  width: 480px;
  height: 480px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(42,74,123,.06) 0%, transparent 70%);
  pointer-events: none;
}
.about-pillars__grid {
  display: flex;
  flex-direction: column;
  gap: var(--sp-12);
  align-items: center;
}
.about-pillars__left {
  width: 100%;
  text-align: center;
}
.about-pillars__left h2 {
  font-size: clamp(2.25rem, 4vw, 3.25rem);
  color: var(--clr-primary);
  line-height: 1.15;
  letter-spacing: -0.02em;
  text-align: center;
}
.about-pillars__cards {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  width: 100%;
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-xl);
  overflow: hidden;
}
.pillar-card {
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
  padding: var(--sp-8) var(--sp-6);
  background: #fff;
  border: none;
  border-right: 1px solid var(--clr-border);
  border-radius: 0;
  transition: background var(--dur-base);
  text-align: left;
}
.pillar-card:last-child {
  border-right: none;
}
.pillar-card:hover {
  background: var(--clr-primary-light);
  box-shadow: none;
}
.pillar-card--tinted {
  background: var(--clr-surface);
}
.pillar-card--tinted:hover {
  background: var(--clr-primary-light);
}
.pillar-card h3 {
  font-size: var(--fs-base);
  font-family: var(--ff-heading);
  color: var(--clr-primary);
  font-weight: 700;
  letter-spacing: 0.01em;
}
.pillar-card p {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.7;
}

/* ── Why Vativis ─────────────────────────────────── */
.why-vativis {
  padding: var(--sp-24) 0;
  background: var(--clr-surface);
}
.why-vativis__header {
  text-align: center;
  margin-bottom: var(--sp-8);
}
.why-vativis__header h2 {
  font-family: var(--ff-heading);
  font-size: clamp(1.75rem, 3.5vw, 2.5rem);
  font-weight: 700;
  color: var(--clr-primary);
  letter-spacing: -0.02em;
}
.why-vativis__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--sp-6);
}
.why-vativis__card {
  background: var(--clr-bg);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-xl);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: box-shadow 0.25s ease, transform 0.25s ease;
}
.why-vativis__card:hover {
  box-shadow: 0 10px 32px rgba(42, 74, 123, 0.12);
  transform: translateY(-4px);
}
.why-vativis__img-wrap {
  width: 100%;
  aspect-ratio: 16 / 11;
  overflow: hidden;
  background: var(--clr-surface);
  flex-shrink: 0;
}
.why-vativis__img-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.35s ease;
}
.why-vativis__card:hover .why-vativis__img-wrap img {
  transform: scale(1.05);
}
.why-vativis__card p {
  font-family: var(--ff-body);
  font-size: var(--fs-base);
  font-weight: 500;
  color: var(--clr-text);
  line-height: 1.65;
  margin: 0;
  padding: var(--sp-5) var(--sp-6) var(--sp-6);
}
@media (max-width: 1024px) {
  .why-vativis__grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 640px) {
  .why-vativis { padding: var(--sp-16) 0; }
  .why-vativis__grid { grid-template-columns: 1fr; gap: var(--sp-4); }
  .why-vativis__header { margin-bottom: var(--sp-6); }
}

/* ── Contact CTA ────────────────────────────────── */
.about-contact {
  padding: var(--sp-24) 0;
  background: linear-gradient(160deg, #eef4ff 0%, #ffffff 50%, #fff4f4 100%);
  position: relative;
  overflow: hidden;
}
.about-contact__inner {
  max-width: 680px;
}
.about-contact h2 {
  font-size: clamp(2rem, 4vw, 3rem);
  color: var(--clr-primary);
  line-height: 1.15;
  margin-bottom: var(--sp-4);
}
.about-contact p {
  color: var(--clr-text-secondary);
  font-size: var(--fs-md);
  margin-bottom: var(--sp-8);
}

/* ── About responsive ───────────────────────────── */
@media (max-width: 1024px) {
  .about-hero__grid,
  .about-pillars__cards {
    grid-template-columns: 1fr 1fr;
  }
  .partners__grid {
    grid-template-columns: 1fr;
    gap: var(--sp-8);
  }
}
@media (max-width: 640px) {
  .partners__logos { grid-template-columns: 1fr 1fr; }
  .about-pillars__cards { grid-template-columns: 1fr; border-radius: var(--radius-lg); }
  .pillar-card { border-right: none; border-bottom: 1px solid var(--clr-border); }
  .pillar-card:last-child { border-bottom: none; }
  .about-hero__right p { font-size: var(--fs-base); }
}
@media (max-width: 375px) {
  .partners__logos { grid-template-columns: 1fr 1fr; }
}

/* ═══════════════════════════════════════════════════
   SHARED — EMPLOYERS & BROKERS PAGES
═══════════════════════════════════════════════════ */

/* ── Page Hero (2-col: text left, circular photo right) ── */
.page-hero {
  background: linear-gradient(160deg, #d0e4ff 0%, #eaf2ff 40%, #f5f9ff 72%, #fff4f4 100%);
  padding: var(--sp-16) 0 var(--sp-16);
  overflow: hidden;
}
.page-hero__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-12);
  align-items: center;
}
.page-hero__content { max-width: 560px; }
.page-hero__content .eyebrow { margin-bottom: var(--sp-3); }
.page-hero__content h1 {
  font-size: clamp(2.25rem, 4.5vw, 3.5rem);
  color: var(--clr-primary);
  line-height: 1.1;
  margin-bottom: var(--sp-5);
}
.page-hero__content p {
  font-size: var(--fs-md);
  color: var(--clr-text-secondary);
  line-height: 1.75;
  max-width: 46ch;
  margin-bottom: var(--sp-8);
}
.hero-disclaimer {
  font-size: var(--fs-xs) !important;
  color: var(--clr-text-secondary) !important;
  opacity: 0.75;
  line-height: 1.5 !important;
  margin-top: calc(var(--sp-8) * -0.5) !important;
  margin-bottom: var(--sp-6) !important;
}
.page-hero__image-wrap {
  display: flex;
  justify-content: center;
  align-items: center;
  justify-self: center;
  align-self: center;
  padding: 9px;
  border-radius: 50%;
  background: linear-gradient(145deg, #7B9FD4 0%, #C4A0D4 52%, #FFB0C8 100%);
  box-shadow: 0 20px 56px rgba(42,74,123,.10);
}
.page-hero__img {
  width: clamp(260px, 42vw, 460px);
  aspect-ratio: 1;
  border-radius: 50%;
  object-fit: cover;
  object-position: center top;
  display: block;
}

/* ── Icon Features (2x2 grid left + text right) ── */
.icon-features {
  padding: var(--sp-20) 0;
  background: var(--clr-bg);
}
.icon-features__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-10);
  align-items: center;
}
.icon-features__cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-5);
}
.icon-feature-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: var(--sp-3);
  background: none;
  border: none;
  padding: 0;
  transition: transform var(--dur-base) var(--ease-out);
}
.icon-feature-card:hover {
  transform: translateY(-4px);
}
.icon-feature-card__icon {
  width: clamp(130px, 15vw, 172px);
  height: clamp(130px, 15vw, 172px);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  background:
    linear-gradient(145deg, #dce9fd 0%, #fdd8d8 100%) padding-box,
    linear-gradient(145deg, rgba(42,74,123,0.18) 0%, rgba(255,138,138,0.18) 100%) border-box;
  border: 2px solid transparent;
  flex-shrink: 0;
  overflow: hidden;
  margin-bottom: var(--sp-2);
}
.icon-feature-card__icon .material-symbols-rounded { font-size: 36px; color: var(--clr-primary); }
.icon-feature-card__icon img {
  width: clamp(56px, 6.5vw, 76px);
  height: clamp(56px, 6.5vw, 76px);
  object-fit: contain;
}
.icon-feature-card p {
  font-size: var(--fs-sm);
  font-weight: 600;
  color: var(--clr-text);
  line-height: 1.3;
}
.icon-features__text .eyebrow { margin-bottom: var(--sp-3); }
.icon-features__text h2 {
  font-size: clamp(1.75rem, 3.5vw, 2.75rem);
  color: var(--clr-primary);
  line-height: 1.15;
  margin-bottom: var(--sp-5);
}
.icon-features__text p {
  font-size: var(--fs-md);
  color: var(--clr-text-secondary);
  line-height: 1.75;
  max-width: 44ch;
}

/* ── Split Section (text left/right + photo) ── */
.split-section {
  padding: var(--sp-20) 0;
  background: var(--clr-surface);
}
.split-section__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(var(--sp-16), 8vw, var(--sp-24));
  align-items: center;
}
.split-section__content h2 {
  font-size: clamp(1.75rem, 3vw, 2.5rem);
  color: var(--clr-primary);
  line-height: 1.2;
  margin-bottom: var(--sp-5);
}
.split-section__content p {
  font-size: var(--fs-md);
  color: var(--clr-text-secondary);
  line-height: 1.75;
  margin-bottom: var(--sp-4);
}
.split-section__content p:last-of-type { margin-bottom: var(--sp-8); }
.split-section__img {
  width: 100%;
  border-radius: var(--radius-xl);
  object-fit: cover;
  box-shadow: 0 16px 48px rgba(42,74,123,.12);
  aspect-ratio: 4/3;
}

/* ── Comparison Table ── */
.comparison {
  padding: var(--sp-20) 0;
  background: var(--clr-surface);
}
.comparison__header {
  text-align: center;
  margin-bottom: var(--sp-12);
}
.comparison__header h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  margin-bottom: var(--sp-3);
}
.comparison__header p {
  color: var(--clr-text-secondary);
  max-width: 540px;
  margin-inline: auto;
}
.comparison-table {
  width: 100%;
  border-collapse: collapse;
  font-size: var(--fs-sm);
  background: var(--clr-bg);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: 0 2px 16px rgba(42,74,123,.08);
}
.comparison-table thead tr {
  background: var(--clr-primary);
  color: #fff;
}
.comparison-table thead th {
  padding: var(--sp-4) var(--sp-5);
  text-align: left;
  font-family: var(--ff-heading);
  font-weight: 600;
  font-size: var(--fs-sm);
}
.comparison-table thead th:first-child { width: 18%; }
.comparison-table thead th.col-vativis {
  background: #1a3a6b;
  color: #fff;
}
.comparison-table tbody tr {
  border-bottom: 1px solid var(--clr-border);
}
.comparison-table tbody tr:last-child { border-bottom: none; }
.comparison-table tbody tr:nth-child(even) { background: var(--clr-surface); }
.comparison-table td {
  padding: var(--sp-4) var(--sp-5);
  vertical-align: top;
  color: var(--clr-text-secondary);
  line-height: 1.6;
}
.comparison-table td:first-child {
  font-weight: 600;
  color: var(--clr-text);
  font-size: var(--fs-sm);
}
.comparison-table td.col-vativis {
  background: rgba(42,74,123,.04);
  color: var(--clr-text);
  font-weight: 500;
}
.comparison-table td ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: var(--sp-1);
  padding: 0;
  margin: 0;
}
.comparison-table td ul li {
  display: flex;
  gap: var(--sp-2);
  align-items: baseline;
}
.comparison-table td ul li::before {
  content: '·';
  color: var(--clr-accent);
  font-weight: 700;
  flex-shrink: 0;
}
.col-vativis ul li::before { color: var(--clr-primary); }

/* ── Lead Form ── */
.lead-form {
  padding: var(--sp-20) 0;
  background: linear-gradient(160deg, #eef4ff 0%, #ffffff 60%, #fff4f4 100%);
}
.lead-form__inner {
  max-width: 720px;
  margin-inline: auto;
  text-align: center;
}
.lead-form__inner h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  margin-bottom: var(--sp-3);
}
.lead-form__inner > p {
  color: var(--clr-text-secondary);
  margin-bottom: var(--sp-10);
}
.lead-form__inner--cta > p {
  margin-bottom: var(--sp-8);
}
.lead-form__fields {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-4);
  text-align: left;
}
.lead-form__field {
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
}
.lead-form__field label {
  font-size: var(--fs-xs);
  font-weight: 600;
  color: var(--clr-text);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}
.lead-form__field input {
  padding: var(--sp-3) var(--sp-4);
  border: 1.5px solid var(--clr-border);
  border-radius: var(--radius-md);
  font-family: var(--ff-body);
  font-size: var(--fs-base);
  color: var(--clr-text);
  background: var(--clr-bg);
  transition: border-color var(--dur-fast), box-shadow var(--dur-fast);
  min-height: 48px;
}
.lead-form__field input:focus {
  outline: none;
  border-color: var(--clr-primary);
  box-shadow: 0 0 0 3px rgba(42,74,123,.12);
}
.lead-form__field input::placeholder { color: var(--clr-text-muted); }
.lead-form__submit {
  grid-column: 1 / -1;
  display: flex;
  justify-content: center;
  margin-top: var(--sp-2);
}

/* ── How It Works (steps variant) ── */
.how-works-steps {
  padding: var(--sp-20) 0;
  background: var(--clr-bg);
  border-top: 1px solid var(--clr-border);
  border-bottom: 1px solid var(--clr-border);
}
.how-works-steps h2 {
  font-size: var(--fs-2xl);
  color: var(--clr-primary);
  text-align: center;
  margin-block-end: var(--sp-12);
}
.how-works-steps__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-10);
}
.how-step-row {
  display: flex;
  gap: var(--sp-6);
  align-items: flex-start;
  padding: var(--sp-7);
  background: none;
  border-radius: var(--radius-xl);
  border: none;
}
.how-step-row__num {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--clr-primary);
  color: #fff;
  font-family: var(--ff-heading);
  font-weight: 700;
  font-size: var(--fs-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.how-step-row__body h3 {
  font-size: var(--fs-md);
  color: var(--clr-text);
  margin-bottom: var(--sp-3);
}
.how-step-row__body p {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.75;
}

/* ── Responsive: Employers & Brokers ── */
@media (max-width: 1024px) {
  .page-hero__grid,
  .icon-features__grid,
  .split-section__grid { grid-template-columns: 1fr; }
  .page-hero__image-wrap { order: -1; }
  .page-hero__img { width: clamp(200px, 60vw, 340px); }
  .how-works-steps__grid { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .icon-features__cards { grid-template-columns: 1fr 1fr; }
  .lead-form__fields { grid-template-columns: 1fr; }

  /* Comparison table → stacked cards */
  .comparison-table-wrap { overflow: visible; }
  .comparison-table { box-shadow: none; border-radius: 0; background: transparent; }
  .comparison-table,
  .comparison-table tbody,
  .comparison-table tr { display: block; width: 100%; }
  .comparison-table thead { display: none; }
  .comparison-table tbody tr {
    margin-block-end: var(--sp-4);
    border: 1px solid var(--clr-border);
    border-radius: var(--radius-lg);
    overflow: hidden;
    background: var(--clr-bg);
    box-shadow: 0 1px 8px rgba(42,74,123,.06);
  }
  .comparison-table tbody tr:nth-child(even) { background: var(--clr-bg); }
  .comparison-table td {
    display: block;
    width: 100%;
    box-sizing: border-box;
    border-bottom: 1px solid var(--clr-border);
    padding: var(--sp-3) var(--sp-4);
  }
  .comparison-table td:last-child { border-bottom: none; }
  /* Service name → card header */
  .comparison-table td:first-child {
    background: var(--clr-primary);
    color: #fff;
    font-size: var(--fs-sm);
    font-weight: 700;
    padding: var(--sp-3) var(--sp-4);
  }
  /* Column labels */
  .comparison-table td:nth-child(2)::before,
  .comparison-table td:nth-child(3)::before,
  .comparison-table td:nth-child(4)::before {
    display: block;
    font-size: 0.625rem;
    font-weight: 700;
    letter-spacing: 0.07em;
    text-transform: uppercase;
    margin-block-end: var(--sp-2);
  }
  .comparison-table td:nth-child(2)::before { content: 'Vativis Benefits'; color: var(--clr-primary); }
  .comparison-table td:nth-child(3)::before { content: 'EPO'; color: var(--clr-text-secondary); }
  .comparison-table td:nth-child(4)::before { content: 'PPO'; color: var(--clr-text-secondary); }
  .comparison-table td.col-vativis { background: rgba(42,74,123,.04); }
}

/* ══════════════════════════════════════════════════
   BENEFITS PAGES
══════════════════════════════════════════════════ */

/* ── Ben Services (dark split) ── */
.ben-services {
  padding: var(--sp-20) 0;
  background: var(--clr-primary);
  color: #fff;
}
.ben-services__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-16);
  align-items: stretch;
}
.ben-services__eyebrow {
  font-size: var(--fs-xs);
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--clr-accent);
  margin-bottom: var(--sp-4);
}
.ben-services__title {
  font-family: var(--ff-heading);
  font-size: var(--fs-3xl);
  color: #fff;
  margin-bottom: var(--sp-5);
  line-height: 1.2;
}
.ben-services__desc {
  color: rgba(255,255,255,.75);
  margin-bottom: var(--sp-8);
  line-height: 1.75;
}
/* ── Services feature card grid ── */
.ben-services__features {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-3);
  margin-bottom: var(--sp-10);
}
.svc-card {
  display: flex;
  align-items: flex-start;
  gap: var(--sp-3);
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.1);
  border-radius: var(--radius-lg);
  padding: var(--sp-4);
  transition: background 200ms ease, border-color 200ms ease;
}
.svc-card:hover {
  background: rgba(255,255,255,.1);
  border-color: rgba(255,138,138,.3);
}
.svc-card--wide {
  grid-column: 1 / -1;
  background: rgba(255,138,138,.07);
  border-color: rgba(255,138,138,.22);
}
.svc-card--wide:hover {
  background: rgba(255,138,138,.12);
  border-color: rgba(255,138,138,.4);
}
.svc-card__icon {
  font-size: 1.375rem;
  color: var(--clr-accent);
  flex-shrink: 0;
  margin-top: 2px;
  font-variation-settings: 'FILL' 0, 'wght' 300, 'GRAD' 0, 'opsz' 24;
}
.svc-card__body {
  display: flex;
  flex-direction: column;
  gap: var(--sp-1);
}
.svc-card__title {
  font-size: var(--fs-sm);
  font-weight: 600;
  color: #fff;
  margin: 0;
  line-height: 1.4;
}
.svc-card__desc {
  font-size: var(--fs-xs);
  color: rgba(255,255,255,.68);
  margin: 0;
  line-height: 1.55;
}
.svc-card__desc--solo {
  font-size: var(--fs-sm);
  color: rgba(255,255,255,.9);
  font-style: italic;
}
.ben-services__img-wrap {
  display: flex;
  align-items: stretch;
}
.ben-services__img {
  width: 100%;
  height: 100%;
  border-radius: var(--radius-xl);
  object-fit: cover;
  object-position: center top;
  display: block;
}

/* ── Provider Cards ── */
.provider-cards {
  padding: var(--sp-20) 0;
  background: var(--clr-surface);
}
.provider-cards__header {
  text-align: center;
  margin-bottom: var(--sp-12);
}
.provider-cards__header h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  margin-bottom: var(--sp-3);
}
.provider-cards__header p {
  color: var(--clr-text-secondary);
  max-width: 520px;
  margin-inline: auto;
}
.provider-cards__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-6);
}
.provider-card {
  background: var(--clr-bg);
  border-radius: var(--radius-xl);
  padding: var(--sp-8);
  border: 1px solid var(--clr-border);
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--dur-base), transform var(--dur-base);
}
.provider-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}
.provider-card__icon {
  width: 56px;
  height: 56px;
  border-radius: var(--radius-lg);
  background: var(--clr-primary-light);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--sp-5);
  color: var(--clr-primary);
}
.provider-card__icon .material-symbols-rounded { font-size: 1.75rem; }
.provider-card h3 {
  font-size: var(--fs-lg);
  color: var(--clr-text);
  margin-bottom: var(--sp-3);
}
.provider-card p {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.75;
}

/* ── Benefit Checklist ── */
.ben-checklist {
  padding: var(--sp-20) 0;
  background: var(--clr-bg);
  border-top: 1px solid var(--clr-border);
}
.ben-checklist__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-16);
  align-items: start;
}
.ben-checklist__heading {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  line-height: 1.25;
}
.ben-checklist__list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: var(--sp-4);
}
.ben-checklist__item {
  display: flex;
  align-items: center;
  gap: var(--sp-4);
  font-size: var(--fs-base);
  color: var(--clr-text);
}
.ben-checklist__item::before {
  content: '';
  flex-shrink: 0;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background-color: var(--clr-primary-light);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%232A4A7B' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
  background-size: 13px;
  background-repeat: no-repeat;
  background-position: center;
}

/* ── ShareWell Intro (paragraph left + accordion right, dark bg) ── */
.sw-intro {
  padding: var(--sp-20) 0;
  background: var(--clr-primary);
  color: #fff;
}
.sw-intro__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-16);
  align-items: start;
}
.sw-intro__eyebrow {
  font-size: var(--fs-xs);
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--clr-accent);
  margin-bottom: var(--sp-4);
}
.sw-intro__title {
  font-family: var(--ff-heading);
  font-size: var(--fs-3xl);
  color: #fff;
  margin-bottom: var(--sp-5);
  line-height: 1.2;
}
.sw-intro__desc {
  color: rgba(255,255,255,.9);
  line-height: 1.8;
  font-size: var(--fs-lg);
  font-weight: 400;
}
/* Accordion overrides on dark background */
.sw-intro .accordion__item {
  border-bottom-color: rgba(255,255,255,.15);
}
.sw-intro .accordion__item:first-child {
  border-top-color: rgba(255,255,255,.15);
}
.sw-intro .accordion__trigger {
  color: rgba(255,255,255,.9);
}
.sw-intro .accordion__trigger:hover,
.sw-intro .accordion__trigger:focus-visible {
  color: #fff;
}
.sw-intro .accordion__trigger[aria-expanded="true"] {
  color: var(--clr-accent);
}
.sw-intro .accordion__chevron {
  color: rgba(255,255,255,.4);
}
.sw-intro .accordion__trigger[aria-expanded="true"] .accordion__chevron {
  color: var(--clr-accent);
}
.sw-intro .accordion__panel p,
.sw-intro .accordion__panel ul {
  color: rgba(255,255,255,.7);
  border-inline-start-color: var(--clr-accent);
}
.sw-intro .accordion__panel ul li::before {
  background-color: var(--clr-accent);
}

/* ── ShareWell: Built for any workforce ── */
.sw-built {
  padding: var(--sp-20) 0;
  background: linear-gradient(180deg, #EEF2FF 0%, #fff 60%);
}
.sw-built__grid {
  display: grid;
  grid-template-columns: 1fr 1.6fr;
  gap: var(--sp-16);
  align-items: center;
}
.sw-built__left h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  line-height: 1.25;
  margin-bottom: var(--sp-8);
}
.sw-built__actions {
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
  align-items: flex-start;
}
.sw-built__icons {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-8) var(--sp-6);
}
.sw-built__icon-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: var(--sp-3);
}
.sw-built__icon-wrap {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: rgba(255, 138, 138, 0.12);
  border: none;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background var(--dur-base), transform var(--dur-base);
}
.sw-built__icon-item:hover .sw-built__icon-wrap {
  background: rgba(255, 138, 138, 0.22);
  transform: translateY(-2px);
}
.sw-built__icon-wrap .material-symbols-rounded {
  font-size: 2.25rem;
  color: var(--clr-accent);
}
.sw-built__icon-label {
  font-size: var(--fs-xs);
  font-weight: 600;
  color: var(--clr-text-secondary);
  line-height: 1.3;
  max-width: 100px;
}

/* ── ShareWell: Catastrophic Coverage ── */
.sw-coverage {
  padding: var(--sp-20) 0;
  background: var(--clr-surface);
}
.sw-coverage__header {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-12);
  align-items: start;
  margin-bottom: var(--sp-12);
}
.sw-coverage__header h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  line-height: 1.2;
}
.sw-coverage__header-right p {
  color: var(--clr-text-secondary);
  line-height: 1.75;
  margin-bottom: var(--sp-6);
}
.sw-coverage__table {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2px;
  border-radius: var(--radius-2xl);
  overflow: hidden;
  background: rgba(42,74,123,.08);
  box-shadow: 0 8px 32px rgba(42,74,123,.10);
}
.sw-coverage__col {
  background: #fff;
  padding: var(--sp-8) var(--sp-10);
}
.sw-coverage__col:last-child {
  background: linear-gradient(145deg, #EBF3FF 0%, #F8E8FF 45%, #FFE0E8 100%);
}
.sw-coverage__col h3 {
  font-size: var(--fs-lg);
  font-weight: 700;
  color: var(--clr-primary);
  text-align: left;
  margin-bottom: 0;
  padding-bottom: var(--sp-5);
  border-bottom: 2px solid var(--clr-primary-light);
  display: flex;
  align-items: center;
  gap: var(--sp-3);
}
.sw-coverage__col h3::before {
  content: '';
  display: inline-block;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--clr-primary);
  flex-shrink: 0;
}
.sw-coverage__col:last-child h3 {
  color: #C0556A;
  border-bottom-color: rgba(255,138,138,.35);
}
.sw-coverage__col:last-child h3::before {
  background: var(--clr-accent);
}
.sw-coverage__col ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0;
  margin-top: var(--sp-2);
}
.sw-coverage__col ul li {
  font-size: var(--fs-sm);
  font-weight: 500;
  color: var(--clr-text);
  text-align: left;
  padding: var(--sp-4) 0;
  border-bottom: 1px solid rgba(42,74,123,.07);
  display: flex;
  align-items: center;
  gap: var(--sp-3);
}
.sw-coverage__col ul li::before {
  content: '';
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background-color: var(--clr-primary-light);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%232A4A7B' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
  background-size: 11px;
  background-repeat: no-repeat;
  background-position: center;
}
.sw-coverage__col:last-child ul li {
  border-bottom-color: rgba(255,138,138,.18);
}
.sw-coverage__col:last-child ul li::before {
  background-color: rgba(255,138,138,.18);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C0556A' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
}
.sw-coverage__col ul li:last-child {
  border-bottom: none;
}

/* ── ShareWell: UA Level pricing table ── */
.sw-ua {
  padding: var(--sp-20) 0;
  background: var(--clr-bg);
}
.sw-ua__heading {
  text-align: center;
  margin-bottom: var(--sp-2);
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
}
.sw-ua__subtitle {
  text-align: center;
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  margin-bottom: var(--sp-10);
}
.sw-ua__table {
  width: 100%;
  border-collapse: collapse;
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-xl);
  overflow: hidden;
  margin-bottom: var(--sp-10);
}
.sw-ua__table thead th {
  background: var(--clr-surface);
  color: var(--clr-text-secondary);
  font-size: var(--fs-sm);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: var(--sp-4) var(--sp-6);
  text-align: center;
  border-bottom: 1px solid var(--clr-border);
}
.sw-ua__table tbody td {
  padding: var(--sp-5) var(--sp-6);
  text-align: center;
  font-size: var(--fs-base);
  color: var(--clr-text);
  border-bottom: 1px solid var(--clr-border);
}
.sw-ua__table tbody tr:last-child td {
  border-bottom: none;
}
.sw-ua__table tbody td:first-child {
  font-weight: 700;
  color: var(--clr-primary);
  font-size: var(--fs-lg);
}
.sw-ua__table tbody tr:hover td {
  background: var(--clr-surface);
}
.sw-ua__actions {
  display: flex;
  justify-content: center;
  gap: var(--sp-4);
  flex-wrap: wrap;
}

/* ── ShareWell: Disclaimer ── */
.sw-disclaimer {
  padding: var(--sp-10) 0;
  background: var(--clr-surface);
  border-top: 1px solid var(--clr-border);
}
.sw-disclaimer .container {
  text-align: center;
}
.sw-disclaimer h4 {
  font-size: var(--fs-sm);
  font-weight: 700;
  color: var(--clr-text);
  margin-bottom: var(--sp-3);
}
.sw-disclaimer p {
  font-size: var(--fs-xs);
  color: var(--clr-text-secondary);
  line-height: 1.75;
  max-width: 860px;
  margin-inline: auto;
}

/* ── Rx Solutions ── */
.rx-solutions {
  padding: var(--sp-20) 0;
  background: var(--clr-surface);
}
.rx-solutions__header {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-12);
  align-items: end;
  margin-bottom: var(--sp-12);
}
.rx-solutions__header h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
}
.rx-solutions__header p {
  color: var(--clr-text-secondary);
  line-height: 1.7;
}
.rx-solutions__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-6);
}
.rx-solution-card {
  background: var(--clr-bg);
  border-radius: var(--radius-xl);
  overflow: hidden;
  border: 1px solid var(--clr-border);
}
.rx-solution-card__img {
  width: 100%;
  height: 180px;
  object-fit: cover;
  display: block;
}
.rx-solution-card__body {
  padding: var(--sp-6);
}
.rx-solution-card__body h3 {
  font-size: var(--fs-base);
  font-weight: 700;
  color: var(--clr-text);
  margin-bottom: var(--sp-1);
}
.rx-solution-card__sub {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  margin-bottom: var(--sp-4);
}
.rx-solution-card__list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
}
.rx-solution-card__list li {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  padding-left: calc(22px + var(--sp-3));
  position: relative;
  line-height: 1.5;
}
.rx-solution-card__list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 1px;
  flex-shrink: 0;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background-color: var(--clr-primary-light);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%232A4A7B' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
  background-size: 13px;
  background-repeat: no-repeat;
  background-position: center;
}

/* ── Rx Additional Benefits ── */
.rx-additional {
  padding: var(--sp-20) 0;
  background: var(--clr-bg);
}
.rx-additional__grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: var(--sp-16);
  align-items: start;
}
.rx-additional__left h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  margin-bottom: var(--sp-8);
  line-height: 1.2;
}
.rx-additional__items {
  display: flex;
  flex-direction: column;
  gap: var(--sp-6);
}
.rx-additional__item {
  display: flex;
  gap: var(--sp-4);
  align-items: flex-start;
  background: var(--clr-surface);
  border-radius: var(--radius-lg);
  padding: var(--sp-5);
}
.check-icon {
  flex-shrink: 0;
  display: inline-block;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background-color: var(--clr-primary-light);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%232A4A7B' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
  background-size: 13px;
  background-repeat: no-repeat;
  background-position: center;
  margin-top: 2px;
}
.rx-additional__item h4 {
  font-size: var(--fs-base);
  font-weight: 700;
  color: var(--clr-primary);
  margin-bottom: var(--sp-1);
}
.rx-additional__item p {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.65;
}

/* ── QL Why section ── */
.ql-why {
  padding: var(--sp-20) 0;
  background: var(--clr-bg);
}
.ql-why__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-16);
  align-items: center;
}
.ql-why__img-wrap {
  border-radius: var(--radius-xl);
  overflow: hidden;
}
.ql-why__img {
  width: 100%;
  height: 420px;
  object-fit: cover;
  display: block;
  border-radius: var(--radius-xl);
}
.ql-why__content h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  margin-bottom: var(--sp-4);
}
.ql-why__content > p {
  color: var(--clr-text-secondary);
  line-height: 1.75;
  margin-bottom: var(--sp-5);
  font-size: var(--fs-sm);
}
.ql-why__list {
  list-style: disc;
  padding-left: var(--sp-5);
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
}
.ql-why__list li {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.5;
}

/* ── DH Features disclaimer ── */
.dh-feat-disclaimer {
  font-size: var(--fs-xs);
  color: var(--clr-text-secondary);
  margin-top: var(--sp-4);
  font-style: italic;
}

/* ── DH Quote ── */
.dh-quote {
  padding: var(--sp-20) 0;
  background: var(--clr-bg);
}
.dh-quote__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-16);
  align-items: center;
}
.dh-quote__left h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  margin-bottom: var(--sp-4);
  line-height: 1.2;
}
.dh-quote__left p {
  color: var(--clr-text-secondary);
  line-height: 1.7;
  margin-bottom: var(--sp-6);
}
.dh-quote__input {
  display: block;
  width: 100%;
  padding: var(--sp-3) var(--sp-4);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-lg);
  font-size: var(--fs-base);
  font-family: var(--ff-body);
  color: var(--clr-text);
  background: var(--clr-surface);
  margin-bottom: var(--sp-4);
  outline: none;
  transition: border-color 0.2s;
}
.dh-quote__input:focus {
  border-color: var(--clr-primary);
}
.dh-quote__right {
  border-radius: var(--radius-2xl);
  overflow: hidden;
}
.dh-quote__img {
  width: 100%;
  height: 380px;
  object-fit: cover;
  display: block;
  border-radius: var(--radius-2xl);
}

/* ── DH Comparative Savings ── */
.dh-savings {
  padding: var(--sp-20) 0;
  background: var(--clr-surface);
}
.dh-savings__grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: var(--sp-16);
  align-items: start;
}
.dh-savings__left h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  margin-bottom: var(--sp-8);
  line-height: 1.2;
}
.dh-savings__items {
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
}
.dh-savings__item {
  display: flex;
  align-items: center;
  gap: var(--sp-4);
  background: var(--clr-bg);
  border-radius: var(--radius-lg);
  padding: var(--sp-4) var(--sp-5);
  font-size: var(--fs-sm);
  color: var(--clr-text);
}

/* ── HB Benefits section (dark) ── */
.hb-benefits {
  padding: var(--sp-20) 0;
  background: var(--clr-primary);
  color: #fff;
}
.hb-benefits__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-16);
  align-items: center;
}
.hb-benefits__content h2 {
  font-family: var(--ff-heading);
  font-size: var(--fs-3xl);
  color: #fff;
  margin-bottom: var(--sp-8);
  line-height: 1.2;
}
.hb-benefits__list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
}
.hb-benefits__list li {
  display: flex;
  align-items: center;
  gap: var(--sp-3);
  font-size: var(--fs-sm);
  color: rgba(255, 255, 255, 0.85);
  line-height: 1.5;
}
.hb-benefits__list li::before {
  content: '';
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--clr-accent);
  flex-shrink: 0;
}
.hb-benefits__img-wrap {
  display: flex;
  justify-content: center;
}
.hb-benefits__img {
  width: 100%;
  max-width: 480px;
  height: 420px;
  object-fit: cover;
  display: block;
  border-radius: var(--radius-xl);
}

/* ── HB Why section ── */
.hb-why {
  padding-block: var(--sp-24);
  background: var(--clr-bg);
}
.hb-why__container {
  display: grid;
  gap: var(--sp-12);
}
.hb-why__header {
  max-width: 52%;
}
.hb-why__header h2 {
  font-size: clamp(1.35rem, 2.4vw, 1.9rem);
  color: var(--clr-primary);
  letter-spacing: -0.02em;
  padding-block-start: var(--sp-4);
  border-top: 3px solid var(--clr-accent);
  display: -webkit-box;
  -webkit-box-orient: vertical;
  -webkit-line-clamp: 2;
  overflow: hidden;
}
.hb-why__para {
  font-size: var(--fs-base);
  color: var(--clr-text-secondary);
  line-height: 1.8;
}
.hb-why__body {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 3.5rem);
}
.hb-why__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(2rem, 5vw, 5rem);
  align-items: start;
}
.hb-why__bold {
  font-size: var(--fs-md);
  font-weight: 600;
  color: #5B91C8;
  line-height: 1.35;
  text-align: right;
}
.hb-why__stats {
  list-style: disc;
  padding-left: var(--sp-5);
  display: flex;
  flex-direction: column;
  gap: var(--sp-4);
}
.hb-why__stats li {
  font-size: var(--fs-base);
  color: var(--clr-text-secondary);
  line-height: 1.8;
}

/* ── TL Use Vativis Telehealth ── */
.tl-use {
  padding: var(--sp-20) 0;
  background: var(--clr-bg);
}
.tl-use__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-16);
  align-items: center;
}
.tl-use__content h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  margin-bottom: var(--sp-4);
  line-height: 1.2;
}
.tl-use__desc {
  color: var(--clr-text-secondary);
  line-height: 1.75;
  font-size: var(--fs-sm);
  margin-bottom: var(--sp-4);
}
.tl-use__list {
  list-style: disc;
  padding-left: var(--sp-5);
  display: flex;
  flex-direction: column;
  gap: var(--sp-1);
  margin-bottom: var(--sp-8);
}
.tl-use__list li {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.6;
}
.tl-use__img-wrap {
  border-radius: var(--radius-xl);
  overflow: hidden;
}
.tl-use__img {
  width: 100%;
  height: 420px;
  object-fit: cover;
  display: block;
  border-radius: var(--radius-xl);
}

/* ── TL Provider Cards (image variant) ── */
.tl-provider-card {
  padding: 0;
  overflow: hidden;
}
.tl-provider-card__img-wrap {
  width: 100%;
  height: 200px;
  overflow: hidden;
  border-radius: var(--radius-xl) var(--radius-xl) 0 0;
  margin-bottom: 0;
}
.tl-provider-card__img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
  display: block;
}
.tl-provider-card h3,
.tl-provider-card p {
  padding-inline: var(--sp-5);
}
.tl-provider-card h3 {
  padding-top: var(--sp-5);
  padding-bottom: var(--sp-2);
}
.tl-provider-card p {
  padding-bottom: var(--sp-5);
}
.tl-provider-nav {
  display: flex;
  justify-content: flex-end;
  gap: var(--sp-2);
  margin-top: var(--sp-8);
}
.tl-provider-nav__btn {
  width: 40px;
  height: 40px;
  border-radius: var(--radius-full);
  border: 1.5px solid var(--clr-border);
  background: var(--clr-bg);
  color: var(--clr-text-secondary);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: background var(--dur-base), border-color var(--dur-base), color var(--dur-base);
}
.tl-provider-nav__btn:hover {
  background: var(--clr-primary);
  border-color: var(--clr-primary);
  color: #fff;
}

/* ── TL What is Vativis Telehealth ── */
.tl-what .dh-savings__left h2 {
  color: var(--clr-primary);
}
.tl-what__items {
  display: flex;
  flex-direction: column;
  gap: 0;
}
.tl-what__item {
  display: flex;
  align-items: flex-start;
  gap: var(--sp-4);
  padding: var(--sp-4) 0;
  border-bottom: 1px solid var(--clr-border);
}
.tl-what__item:first-child {
  padding-top: 0;
}
.tl-what__item:last-child {
  border-bottom: none;
  padding-bottom: 0;
}
.tl-what__item .check-icon {
  flex-shrink: 0;
  margin-top: 2px;
}
.tl-what__title {
  font-size: var(--fs-sm);
  font-weight: 700;
  color: var(--clr-primary);
  line-height: 1.4;
  margin-bottom: var(--sp-1);
}
.tl-what__desc {
  font-size: var(--fs-xs);
  color: var(--clr-text-secondary);
  line-height: 1.6;
}

/* ── MH Provider Cards (image + checklist variant) ── */
.mh-providers { background: var(--clr-bg); }
.mh-providers .provider-cards__grid { align-items: stretch; }
.mh-provider-card {
  display: flex;
  flex-direction: column;
}
.mh-provider-card h3,
.mh-provider-card p {
  padding: 0;
}
.mh-provider-card__body {
  padding: var(--sp-5);
  display: flex;
  flex-direction: column;
  flex: 1;
}
.mh-provider-card__body h3 {
  font-size: var(--fs-md);
  font-weight: 700;
  color: var(--clr-primary);
  margin-bottom: var(--sp-2);
}
.mh-provider-card__subdesc {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.55;
  margin-bottom: var(--sp-4);
}
.mh-card-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
}
.mh-card-list li {
  display: flex;
  align-items: flex-start;
  gap: var(--sp-3);
  font-size: var(--fs-xs);
  color: var(--clr-text-secondary);
  line-height: 1.55;
}
.mh-card-list li::before {
  content: '';
  flex-shrink: 0;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background-color: var(--clr-primary-light);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%232A4A7B' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
  background-size: 11px;
  background-repeat: no-repeat;
  background-position: center;
  margin-top: 1px;
}

/* ── MH In-House Counselors ── */
.mh-counselors {
  background: var(--clr-primary);
  padding: var(--sp-20) 0;
}
.mh-counselors__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-16);
  align-items: center;
}
.mh-counselors__content h2 {
  font-size: clamp(1.6rem, 2.8vw, 2.2rem);
  color: #fff;
  margin-bottom: var(--sp-4);
}
.mh-counselors__desc {
  font-size: var(--fs-sm);
  color: rgba(255,255,255,.75);
  line-height: 1.7;
  margin-bottom: var(--sp-6);
}
.mh-counselors__list {
  list-style: disc;
  padding-left: var(--sp-5);
  margin-bottom: var(--sp-8);
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
}
.mh-counselors__list li {
  font-size: var(--fs-sm);
  color: rgba(255,255,255,.82);
  line-height: 1.65;
}
.mh-counselors__list li::marker {
  color: var(--clr-accent);
}
.mh-counselors__list li strong {
  color: var(--clr-accent);
}
.mh-counselors__img-wrap {
  border-radius: var(--radius-2xl);
  overflow: hidden;
  aspect-ratio: 4 / 3;
}
.mh-counselors__img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
}

/* ══════════════════════════════════════════════════
   FAQ PAGE
══════════════════════════════════════════════════ */

/* ── FAQ Hero ── */
.faq-hero {
  padding: var(--sp-24) 0 var(--sp-20);
  background: linear-gradient(180deg, var(--clr-surface) 0%, #fff 100%);
  text-align: center;
}
.faq-hero .eyebrow { margin-bottom: var(--sp-3); }
.faq-hero h1 {
  font-size: clamp(2rem, 4vw, 3rem);
  color: var(--clr-primary);
  margin-bottom: var(--sp-4);
}
.faq-hero p {
  color: var(--clr-text-secondary);
  max-width: 480px;
  margin: 0 auto var(--sp-8);
  line-height: 1.75;
  font-size: var(--fs-md);
}

/* ── FAQ Tabs section ── */
.faq-section {
  background: var(--clr-bg);
  padding: var(--sp-4) 0 var(--sp-24);
}
.faq-tabs {
  display: flex;
  gap: var(--sp-1);
  margin-bottom: var(--sp-10);
  border-bottom: 2px solid var(--clr-border);
  padding-bottom: var(--sp-3);
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: none;
}
.faq-tabs::-webkit-scrollbar { display: none; }
.faq-tab-btn {
  background: none;
  border: none;
  padding: var(--sp-2) var(--sp-4);
  font-family: var(--ff-body);
  font-size: var(--fs-sm);
  font-weight: 600;
  color: var(--clr-text-secondary);
  cursor: pointer;
  white-space: nowrap;
  border-radius: var(--radius-full);
  transition: color 180ms ease, background 180ms ease;
}
.faq-tab-btn:hover {
  background: var(--clr-primary-light);
  color: var(--clr-primary);
}
.faq-tab-btn.is-active {
  background: var(--clr-primary-light);
  color: var(--clr-primary);
}
.faq-panel { display: none; }
.faq-panel.is-active { display: block; }

/* ── FAQ Accordion overrides ── */
.faq-panel .accordion__trigger {
  font-size: var(--fs-base);
  font-weight: 600;
  padding-block: var(--sp-5);
}
.faq-panel .accordion__panel p,
.faq-panel .accordion__panel ul {
  color: var(--clr-text-secondary);
  line-height: 1.8;
  padding-bottom: var(--sp-5);
}
.faq-panel .accordion__panel ul {
  list-style: disc;
  padding-left: var(--sp-5);
}
.faq-panel .accordion__panel ul li {
  display: list-item;
  padding: var(--sp-1) 0;
}
.faq-panel .accordion__panel ul li::before { display: none; }

/* ── MH Network Counselors (dh-savings modifier) ── */
.mh-network .dh-savings__left h2 {
  margin-bottom: 0;
}
.mh-network__desc {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.7;
  margin-top: var(--sp-3);
  margin-bottom: var(--sp-6);
}

/* ── Benefits Responsive ── */
@media (max-width: 1024px) {
  .ben-services__grid,
  .ben-checklist__grid,
  .sw-intro__grid,
  .sw-built__grid,
  .sw-coverage__header,
  .rx-solutions__header,
  .rx-additional__grid,
  .dh-quote__grid,
  .dh-savings__grid,
  .ql-why__grid,
  .hb-benefits__grid,
  .tl-use__grid,
  .mh-counselors__grid { grid-template-columns: 1fr; gap: var(--sp-10); }
  .hb-why__grid { grid-template-columns: 1fr; gap: var(--sp-6); }
  .rx-solutions__grid { grid-template-columns: 1fr 1fr; }
  .provider-cards__grid { grid-template-columns: 1fr 1fr; }
  .sw-coverage__table { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .provider-cards__grid { grid-template-columns: 1fr; }
  .sw-built__icons { grid-template-columns: repeat(2, 1fr); }
  .sw-ua__actions { flex-direction: column; align-items: center; }
  .rx-solutions__grid { grid-template-columns: 1fr; }
  .ben-services__features { grid-template-columns: 1fr; }
  .svc-card--wide { grid-column: 1; }
}

/* ══════════════════════════════════════════════════
   BENEFITS SUBNAV
══════════════════════════════════════════════════ */

.benefits-subnav {
  position: sticky;
  top: var(--nav-h);
  z-index: 90;
  background: rgba(255, 255, 255, 0.92);
  -webkit-backdrop-filter: blur(12px);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--clr-border);
}

.benefits-subnav__inner {
  display: flex;
  align-items: center;
  gap: var(--sp-1);
  overflow-x: auto;
  padding-block: var(--sp-2);
  scrollbar-width: none;
  -ms-overflow-style: none;
  touch-action: pan-x;
  -webkit-overflow-scrolling: touch;
}
.benefits-subnav__inner::-webkit-scrollbar { display: none; }

.benefits-subnav__link {
  display: inline-flex;
  align-items: center;
  gap: var(--sp-2);
  white-space: nowrap;
  padding: var(--sp-2) var(--sp-4);
  border-radius: var(--radius-full);
  font-family: var(--ff-body);
  font-size: var(--fs-sm);
  font-weight: 500;
  color: var(--clr-text-secondary);
  text-decoration: none;
  transition: color 180ms ease, background 180ms ease;
  flex-shrink: 0;
}
.benefits-subnav__link .material-symbols-rounded {
  font-size: 18px;
  flex-shrink: 0;
}
.benefits-subnav__link:hover {
  background: var(--clr-primary-light);
  color: var(--clr-primary);
}
.benefits-subnav__link.is-active {
  background: var(--clr-primary-light);
  color: var(--clr-primary);
  font-weight: 600;
}

/* Compensate page-hero padding so content doesn't hide behind subnav */
.benefits-subnav + main .page-hero,
.benefits-subnav + main .plans-hero {
  scroll-margin-top: calc(var(--nav-h) + 48px);
}

@media (max-width: 640px) {
  .benefits-subnav__link span:last-child {
    display: none;
  }
  .benefits-subnav__link {
    padding: var(--sp-2) var(--sp-3);
  }
  .benefits-subnav__link .material-symbols-rounded {
    font-size: 22px;
  }
}

/* ══════════════════════════════════════════════════
   DRUG PLAN POLICY PAGE
══════════════════════════════════════════════════ */

.drug-plan {
  padding-block: var(--sp-16) var(--sp-24);
  background: var(--clr-surface);
}

.drug-plan__lead {
  max-width: 720px;
  margin-inline: auto;
  margin-bottom: var(--sp-10);
  text-align: center;
}

.drug-plan__lead-eyebrow {
  font-size: var(--fs-sm);
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--clr-primary);
  margin-bottom: var(--sp-3);
}

.drug-plan__lead h2 {
  font-family: var(--ff-heading);
  font-size: var(--fs-2xl);
  color: var(--clr-text);
  margin-bottom: var(--sp-4);
}

.drug-plan__lead p {
  color: var(--clr-text-secondary);
  line-height: 1.7;
  font-size: var(--fs-md);
}

.drug-plan__list {
  max-width: 860px;
  margin-inline: auto;
  background: var(--clr-bg);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-xl);
  overflow: hidden;
}

.drug-policy-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--sp-6);
  padding: var(--sp-5) var(--sp-6);
  border-bottom: 1px solid var(--clr-border);
  transition: background var(--dur-fast);
}

.drug-policy-row:last-child {
  border-bottom: none;
}

.drug-policy-row:hover {
  background: var(--clr-surface);
}

.drug-policy-row__name {
  font-size: var(--fs-md);
  font-weight: 600;
  color: var(--clr-text);
  margin-bottom: var(--sp-1);
  line-height: 1.3;
}

.drug-policy-row__dates {
  display: flex;
  flex-wrap: wrap;
  gap: var(--sp-4);
}

.drug-policy-row__date-item {
  display: flex;
  align-items: center;
  gap: 4px;
  font-size: var(--fs-xs);
  color: var(--clr-text-secondary);
}

.drug-policy-row__date-label {
  font-weight: 600;
  color: var(--clr-text-muted);
}

.drug-policy-row__btn {
  flex-shrink: 0;
  display: inline-flex;
  align-items: center;
  gap: var(--sp-2);
  padding: var(--sp-2) var(--sp-4);
  font-family: var(--ff-body);
  font-size: var(--fs-sm);
  font-weight: 600;
  color: var(--clr-primary);
  background: var(--clr-primary-light);
  border: 1.5px solid transparent;
  border-radius: var(--radius-full);
  text-decoration: none;
  white-space: nowrap;
  cursor: pointer;
  transition:
    background var(--dur-fast),
    border-color var(--dur-fast);
}

.drug-policy-row__btn:hover,
.drug-policy-row__btn:focus-visible {
  background: #d4e8ff;
  border-color: var(--clr-primary);
  outline: none;
}

.drug-policy-row__btn .material-symbols-rounded {
  font-size: 16px;
}

@media (max-width: 640px) {
  .drug-policy-row {
    flex-direction: column;
    align-items: flex-start;
    gap: var(--sp-3);
    padding: var(--sp-4) var(--sp-4);
  }
  .drug-plan__list {
    border-radius: var(--radius-lg);
  }
}

/* ══════════════════════════════════════════════════
   LEGAL HUB (Legal Terms and Policies index)
══════════════════════════════════════════════════ */

.legal-hub {
  padding-block: var(--sp-16) var(--sp-24);
  background: var(--clr-surface);
}

.legal-hub__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-6);
  max-width: 960px;
  margin-inline: auto;
}

.legal-card {
  background: var(--clr-bg);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-xl);
  padding: var(--sp-6);
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
  text-decoration: none;
  color: inherit;
  transition:
    box-shadow var(--dur-fast),
    transform var(--dur-fast);
}

.legal-card:hover,
.legal-card:focus-visible {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
  outline: none;
}

.legal-card__icon {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-lg);
  background: var(--clr-primary-light);
  color: var(--clr-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.legal-card__icon .material-symbols-rounded {
  font-size: 24px;
}

.legal-card__title {
  font-size: var(--fs-md);
  font-weight: 700;
  color: var(--clr-text);
  line-height: 1.3;
}

.legal-card__desc {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.6;
  flex: 1;
}

.legal-card__cta {
  display: inline-flex;
  align-items: center;
  gap: var(--sp-1);
  font-size: var(--fs-sm);
  font-weight: 600;
  color: var(--clr-primary);
  margin-top: var(--sp-2);
}

.legal-card__cta .material-symbols-rounded {
  font-size: 16px;
  transition: transform var(--dur-fast);
}

.legal-card:hover .legal-card__cta .material-symbols-rounded {
  transform: translateX(3px);
}

@media (max-width: 1024px) {
  .legal-hub__grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 640px) {
  .legal-hub__grid { grid-template-columns: 1fr; }
}

/* ══════════════════════════════════════════════════
   LEGAL PAGES (Terms of Use, Privacy Policy)
══════════════════════════════════════════════════ */

.legal-body {
  padding: var(--sp-16) 0 var(--sp-24);
  background: var(--clr-surface);
}

.legal-layout {
  display: grid;
  grid-template-columns: 220px 1fr;
  gap: var(--sp-12);
  align-items: start;
}

/* ── Table of Contents ── */
.legal-toc {
  position: sticky;
  top: calc(var(--nav-h) + var(--sp-6));
  background: var(--clr-bg);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-xl);
  padding: var(--sp-6) var(--sp-5);
}
.legal-toc__title {
  font-size: var(--fs-xs);
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--clr-text-secondary);
  margin-bottom: var(--sp-4);
}
.legal-toc ul { list-style: none; }
.legal-toc ul li + li { margin-top: 2px; }
.legal-toc__link {
  display: block;
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  text-decoration: none;
  padding: var(--sp-1) var(--sp-3);
  border-radius: var(--radius-md);
  transition: background 160ms ease, color 160ms ease;
  line-height: 1.5;
}
.legal-toc__link:hover {
  background: var(--clr-primary-light);
  color: var(--clr-primary);
}
.legal-toc__link.is-active {
  background: var(--clr-primary-light);
  color: var(--clr-primary);
  font-weight: 600;
  padding-left: calc(var(--sp-3) + 3px);
  border-left: 3px solid var(--clr-primary);
}

/* ── Content card ── */
.legal-content {
  padding: var(--sp-4) 0;
}

/* ── Effective date bar ── */
.legal-effective {
  display: flex;
  align-items: center;
  gap: var(--sp-3);
  background: var(--clr-primary-light);
  border: 1px solid rgba(42, 74, 123, .18);
  border-radius: var(--radius-lg);
  padding: var(--sp-3) var(--sp-5);
  margin-bottom: var(--sp-10);
  font-size: var(--fs-sm);
  color: var(--clr-primary);
  font-weight: 500;
}
.legal-effective__dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--clr-primary);
  flex-shrink: 0;
}

/* ── Section ── */
.legal-section {
  margin-bottom: var(--sp-12);
}
.legal-section:last-child { margin-bottom: 0; }

.legal-section__num {
  font-size: var(--fs-xs);
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--clr-primary);
  margin-bottom: var(--sp-2);
}

.legal-section h2 {
  font-family: var(--ff-heading);
  font-size: var(--fs-2xl);
  color: var(--clr-text);
  margin-bottom: var(--sp-4);
  line-height: 1.3;
}

.legal-subsection-h3 {
  font-family: var(--ff-heading);
  font-size: var(--fs-lg);
  color: var(--clr-text);
  margin: var(--sp-8) 0 var(--sp-3);
}

.legal-section p {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.8;
  margin-bottom: var(--sp-4);
}
.legal-section p:last-child { margin-bottom: 0; }

.legal-section a {
  color: var(--clr-primary);
  text-decoration: underline;
  text-underline-offset: 3px;
}
.legal-section a:hover { color: var(--clr-accent); }

.legal-section strong { color: var(--clr-text); font-weight: 600; }

/* ── Lists ── */
.legal-list {
  list-style: none;
  margin: var(--sp-3) 0 var(--sp-4);
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
}
.legal-list li {
  display: flex;
  gap: var(--sp-3);
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.7;
  align-items: flex-start;
}
.legal-list li::before {
  content: '';
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--clr-primary);
  margin-top: 8px;
  flex-shrink: 0;
}

/* ── Callout boxes ── */
.legal-highlight {
  background: var(--clr-primary-light);
  border-left: 3px solid var(--clr-primary);
  border-radius: 0 var(--radius-lg) var(--radius-lg) 0;
  padding: var(--sp-4) var(--sp-5);
  margin: var(--sp-5) 0;
  font-size: var(--fs-sm);
  color: var(--clr-primary);
  line-height: 1.7;
}

.legal-disclaimer {
  background: #fff5f5;
  border-left: 3px solid var(--clr-accent);
  border-radius: 0 var(--radius-lg) var(--radius-lg) 0;
  padding: var(--sp-4) var(--sp-5);
  margin: var(--sp-5) 0;
  font-size: var(--fs-sm);
  color: #8b3a3a;
  line-height: 1.7;
}

.legal-warning {
  background: #fffbec;
  border-left: 3px solid #c9a800;
  border-radius: 0 var(--radius-lg) var(--radius-lg) 0;
  padding: var(--sp-4) var(--sp-5);
  margin: var(--sp-5) 0;
  font-size: var(--fs-sm);
  color: #6b5500;
  line-height: 1.7;
}

/* ── Divider ── */
.legal-divider {
  border: none;
  border-top: 1px solid var(--clr-border);
  margin: var(--sp-12) 0;
}

/* ── Responsive ── */
@media (max-width: 1024px) {
  .legal-layout { grid-template-columns: 180px 1fr; gap: var(--sp-8); }
}
@media (max-width: 768px) {
  .legal-layout { grid-template-columns: 1fr; }
  .legal-toc { display: none; }
}

/* ══════════════════════════════════════════════════
   PLANS PAGE — REBUILD SECTIONS (v2)
══════════════════════════════════════════════════ */

/* ── Plan Feature Cards ──────────────────────────── */
.plan-cards-section {
  padding: var(--sp-20) 0;
  background: var(--clr-bg);
}
.plan-cards-section__header {
  text-align: center;
  margin-bottom: var(--sp-10);
}
.plan-cards-section__header .eyebrow { margin-bottom: var(--sp-3); }
.plan-cards-section__header h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
}
.plan-cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-6);
  align-items: stretch;
  margin-bottom: var(--sp-6);
}
.plan-feat-card {
  background: var(--clr-bg);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-2xl);
  padding: var(--sp-8);
  display: flex;
  flex-direction: column;
  gap: var(--sp-5);
  transition: box-shadow var(--dur-base), transform var(--dur-base);
}
.plan-feat-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}
.plan-feat-card--featured {
  background: var(--clr-primary);
  border-color: var(--clr-primary);
  color: #fff;
  box-shadow: var(--shadow-lg);
  transform: scale(1.02);
}
.plan-feat-card--featured:hover {
  transform: scale(1.02) translateY(-3px);
}
.plan-feat-card__badge {
  font-size: var(--fs-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.09em;
  color: var(--clr-text-secondary);
}
.plan-feat-card--featured .plan-feat-card__badge { color: rgba(255,255,255,.65); }
.plan-feat-card__badge--featured { color: var(--clr-accent) !important; }
.plan-feat-card__icon-wrap {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-lg);
  background: var(--clr-primary-light);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--clr-primary);
}
.plan-feat-card--featured .plan-feat-card__icon-wrap {
  background: rgba(255,255,255,.15);
  color: #fff;
}
.plan-feat-card__icon-wrap .material-symbols-rounded { font-size: 28px; }
.plan-feat-card__name {
  font-size: var(--fs-xl);
  color: var(--clr-primary);
  font-family: var(--ff-heading);
  font-weight: 700;
  margin: 0;
}
.plan-feat-card--featured .plan-feat-card__name { color: #fff; }
.plan-feat-card__list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
  flex: 1;
}
.plan-feat-card__feat {
  display: flex;
  align-items: center;
  gap: var(--sp-3);
  font-size: var(--fs-sm);
  color: var(--clr-text);
  flex-wrap: wrap;
}
.plan-feat-card--featured .plan-feat-card__feat { color: rgba(255,255,255,.9); }
.plan-feat-card__feat .material-symbols-rounded {
  font-size: 20px;
  flex-shrink: 0;
  font-variation-settings: 'FILL' 1, 'wght' 400, 'GRAD' 0, 'opsz' 24;
}
.plan-feat-card__feat--yes .material-symbols-rounded { color: var(--clr-primary); }
.plan-feat-card--featured .plan-feat-card__feat--yes .material-symbols-rounded { color: var(--clr-accent); }
.plan-feat-card__feat--no .material-symbols-rounded { color: var(--clr-border-strong); }
.plan-feat-card--featured .plan-feat-card__feat--no { color: rgba(255,255,255,.4); }
.plan-feat-card__note {
  display: block;
  width: 100%;
  padding-left: calc(20px + var(--sp-3));
  font-size: var(--fs-xs);
  color: var(--clr-text-secondary);
  margin-top: -var(--sp-1);
}
.plan-feat-card--featured .plan-feat-card__note { color: rgba(255,255,255,.55); }
.plan-feat-card__cta {
  margin-top: auto;
  width: 100%;
  text-align: center;
  justify-content: center;
}
.plan-cards-section__sub {
  text-align: center;
  font-size: var(--fs-xs);
  color: var(--clr-text-muted);
}

/* ── Value Props ─────────────────────────────────── */
.plans-value {
  padding: var(--sp-20) 0;
  background: var(--clr-bg);
}

/* Two-column layout */
.plans-value__layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(3rem, 8vw, 6rem);
  align-items: flex-start;
}

/* Left column */
.plans-value__left h2 {
  font-size: var(--fs-3xl);
  font-family: var(--ff-heading);
  color: var(--clr-primary);
  line-height: 1.2;
  margin-bottom: var(--sp-8);
}
.plans-value__left .btn {
  display: inline-flex;
}

/* Right column: checklist */
.plans-value__right {
  display: flex;
  flex-direction: column;
}
.plans-value__item {
  display: flex;
  gap: var(--sp-4);
  align-items: flex-start;
  padding: var(--sp-5) 0;
  border-bottom: 1px solid var(--clr-border);
}
.plans-value__item:first-child { padding-top: 0; }
.plans-value__item:last-child  { border-bottom: none; padding-bottom: 0; }

.plans-value__check {
  font-size: 1.1rem;
  color: var(--clr-primary);
  background: rgba(42,74,123,.08);
  border-radius: var(--radius-full);
  padding: 4px;
  flex-shrink: 0;
  margin-top: 2px;
}
.plans-value__item-body { flex: 1; }
.plans-value__item-title {
  font-size: var(--fs-sm);
  font-weight: 700;
  color: var(--clr-text);
  margin: 0 0 var(--sp-1);
}
.plans-value__item-desc {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.65;
  margin: 0;
}

/* ── Quiz ────────────────────────────────────────── */
.plans-quiz {
  padding: var(--sp-20) 0;
  background: var(--clr-bg);
}
.plans-quiz__intro {
  text-align: center;
  margin-bottom: var(--sp-10);
}
.plans-quiz__intro .eyebrow { margin-bottom: var(--sp-3); }
.plans-quiz__intro h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  margin-bottom: var(--sp-4);
}
.plans-quiz__intro p {
  color: var(--clr-text-secondary);
  max-width: 520px;
  margin-inline: auto;
  line-height: 1.7;
}
.quiz-card {
  max-width: 720px;
  margin-inline: auto;
  background: var(--clr-bg);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-2xl);
  padding: var(--sp-8);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  gap: var(--sp-6);
}
.quiz-progress {
  display: flex;
  gap: var(--sp-2);
  align-items: center;
}
.quiz-dot {
  height: 8px;
  flex: 1;
  border-radius: var(--radius-full);
  background: var(--clr-border);
  transition: background var(--dur-base);
}
.quiz-dot.is-active { background: var(--clr-primary); }
.quiz-dot.is-done   { background: var(--clr-primary); opacity: 0.35; }
.quiz-step { display: none; }
.quiz-step.is-active { display: block; }
.quiz-step__counter {
  font-size: var(--fs-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--clr-primary);
  margin-bottom: var(--sp-3);
}
.quiz-step__question {
  font-family: var(--ff-heading);
  font-size: var(--fs-lg);
  color: var(--clr-text);
  line-height: 1.35;
  margin-bottom: var(--sp-5);
}
.quiz-options {
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
}
.quiz-option {
  display: block;
  width: 100%;
  text-align: left;
  padding: var(--sp-4) var(--sp-5);
  border: 1.5px solid var(--clr-border);
  border-radius: var(--radius-lg);
  background: var(--clr-surface);
  font-family: var(--ff-body);
  font-size: var(--fs-sm);
  color: var(--clr-text);
  cursor: pointer;
  transition: all var(--dur-fast);
}
.quiz-option:hover {
  border-color: var(--clr-primary);
  background: var(--clr-primary-light);
  color: var(--clr-primary);
}
.quiz-option.is-selected {
  border-color: var(--clr-primary);
  background: var(--clr-primary);
  color: #fff;
}
/* Result screen */
.quiz-result { text-align: center; }
.quiz-result__heading {
  font-size: var(--fs-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--clr-primary);
  margin-bottom: var(--sp-2);
}
.quiz-result__name {
  font-size: var(--fs-2xl);
  font-family: var(--ff-heading);
  font-weight: 700;
  color: var(--clr-text);
  margin: 0 0 var(--sp-4);
  line-height: 1.2;
}
.quiz-result__desc {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.7;
  max-width: 44ch;
  margin: 0 auto var(--sp-6);
}
.quiz-result__addon {
  background: var(--clr-surface);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-lg);
  padding: var(--sp-5);
  margin-bottom: var(--sp-6);
  text-align: left;
}
.quiz-result__addon-label {
  font-size: var(--fs-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.09em;
  color: var(--clr-primary);
  margin-bottom: var(--sp-2);
}
.quiz-result__addon-desc {
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.6;
  margin: 0;
}
.quiz-result__actions {
  display: flex;
  justify-content: center;
  gap: var(--sp-4);
  flex-wrap: wrap;
}
.quiz-result__actions .btn { flex: 1; min-width: 180px; justify-content: center; }
.quiz-nav {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: var(--sp-3);
}

/* ── Comparison Grid ─────────────────────────────── */
.plans-cmp {
  padding: var(--sp-20) 0;
  background: var(--clr-surface);
}
.plans-cmp__header {
  text-align: center;
  margin-bottom: var(--sp-8);
}
.plans-cmp__header h2 {
  font-size: var(--fs-3xl);
  color: var(--clr-primary);
  margin-bottom: var(--sp-3);
}
.plans-cmp__header p {
  color: var(--clr-text-secondary);
  max-width: 520px;
  margin-inline: auto;
}
/* Mobile tab switcher — hidden on desktop */
.cmp-tabs {
  display: none;
  gap: var(--sp-2);
  margin-bottom: var(--sp-5);
  background: var(--clr-bg);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-full);
  padding: 4px;
}
.cmp-tab {
  flex: 1;
  padding: var(--sp-2) var(--sp-3);
  border-radius: var(--radius-full);
  border: none;
  background: none;
  font-family: var(--ff-body);
  font-size: var(--fs-sm);
  font-weight: 600;
  color: var(--clr-text-secondary);
  cursor: pointer;
  transition: background var(--dur-fast), color var(--dur-fast);
  white-space: nowrap;
}
.cmp-tab.is-active {
  background: var(--clr-primary);
  color: #fff;
}
/* Desktop grid — 4 columns */
.cmp-grid {
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-2xl);
  overflow: hidden;
}
.cmp-row {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  border-bottom: 1px solid var(--clr-border);
}
.cmp-row--last { border-bottom: none; }
.cmp-row--header { background: var(--clr-surface); }
.cmp-cell {
  padding: var(--sp-5) var(--sp-6);
  border-right: 1px solid var(--clr-border);
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.6;
}
.cmp-cell:last-child { border-right: none; }
/* Bullet content in plan columns slightly smaller to keep rows compact */
.cmp-cell--vativis p,
.cmp-cell--epo p,
.cmp-cell--ppo p { font-size: var(--fs-xs); line-height: 1.65; }
.cmp-cell--service {
  display: flex;
  align-items: flex-start;
  gap: var(--sp-3);
  font-weight: 600;
  color: var(--clr-text);
  background: var(--clr-surface);
}
.cmp-cell__icon {
  font-size: 20px;
  color: var(--clr-primary);
  flex-shrink: 0;
  margin-top: 1px;
}
.cmp-cell--vativis { background: rgba(42,74,123,.04); }
.cmp-plan-name {
  display: block;
  font-family: var(--ff-heading);
  font-size: var(--fs-base);
  font-weight: 700;
  color: var(--clr-primary);
  margin-bottom: var(--sp-2);
}
.cmp-cell--epo .cmp-plan-name,
.cmp-cell--ppo .cmp-plan-name { color: var(--clr-text); }
.cmp-plan-tag {
  font-size: var(--fs-xs);
  color: var(--clr-text-secondary);
  line-height: 1.5;
  margin: 0;
}
.plans-cmp__cta {
  text-align: center;
  margin-top: var(--sp-10);
}
.plans-cmp__cta p {
  color: var(--clr-text-secondary);
  margin-bottom: var(--sp-4);
}

/* ── Mobile: tab-driven column visibility ────────── */
@media (max-width: 768px) {
  .cmp-tabs { display: flex; }
  /* 2-col layout: service + 1 active plan */
  .cmp-row { grid-template-columns: 1fr 1fr; }
  /* Hide all plan cells by default */
  .cmp-cell--vativis,
  .cmp-cell--epo,
  .cmp-cell--ppo { display: none; }
  /* Show only the active plan column */
  .cmp-grid[data-active-plan="vativis"] .cmp-cell--vativis { display: block; }
  .cmp-grid[data-active-plan="epo"]     .cmp-cell--epo     { display: block; }
  .cmp-grid[data-active-plan="ppo"]     .cmp-cell--ppo     { display: block; }
  /* Header row: hide service empty cell, let plan header span full width */
  .cmp-row--header .cmp-cell--service { display: none; }
  .cmp-row--header .cmp-cell--vativis,
  .cmp-row--header .cmp-cell--epo,
  .cmp-row--header .cmp-cell--ppo { grid-column: 1 / -1; }
  .cmp-cell { padding: var(--sp-4); }
}

/* ── Plans rebuild responsive ────────────────────── */
@media (max-width: 1024px) {
  .plan-feat-card--featured { transform: none; }
  .plan-feat-card--featured:hover { transform: translateY(-3px); }
}
@media (max-width: 768px) {
  .plan-cards-grid { grid-template-columns: 1fr; max-width: 440px; margin-inline: auto; }
  .plans-value__layout { grid-template-columns: 1fr; }
  .plans-value__left h2 { font-size: var(--fs-2xl); }
}
@media (max-width: 640px) {
  .quiz-card { padding: var(--sp-5); }
  .plans-quiz__intro h2 { font-size: var(--fs-2xl); }
}

/* ═══════════════════════════════════════════════
   PLAN COMPARISON CALCULATOR
   ═══════════════════════════════════════════════ */

.plans-pcalc {
  padding-block: var(--sp-20);
  background: var(--clr-surface);
}

.plans-pcalc__header {
  text-align: center;
  max-width: 52ch;
  margin-inline: auto;
  margin-bottom: var(--sp-10);
}
.plans-pcalc__header h2 {
  margin-bottom: var(--sp-3);
}
.plans-pcalc__header p {
  color: var(--clr-text-secondary);
}

/* ── Card shell ── */
.pcalc-card {
  max-width: 720px;
  margin-inline: auto;
  background: var(--clr-bg);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-2xl);
  padding: var(--sp-8);
  box-shadow: 0 4px 24px rgba(42,74,123,.07);
}

/* ── Progress dots ── */
.pcalc-progress-bar {
  margin-bottom: var(--sp-8);
}
.pcalc-dots {
  display: flex;
  gap: var(--sp-2);
  justify-content: center;
}
.pcalc-dot {
  height: 8px;
  flex: 1;
  border-radius: var(--radius-full);
  background: var(--clr-border);
  transition: background var(--dur-base);
}
.pcalc-dot.is-active {
  background: var(--clr-primary);
}
.pcalc-dot.is-done {
  background: var(--clr-primary);
  opacity: 0.35;
}

/* ── Steps ── */
.pcalc-step { display: none; }
.pcalc-step.is-active { display: block; }

.pcalc-step__title {
  font-size: var(--fs-lg);
  font-family: var(--ff-heading);
  font-weight: 700;
  color: var(--clr-text);
  margin-bottom: var(--sp-6);
}

/* ── Coverage buttons (Step 1) ── */
.pcalc-coverage-options {
  display: flex;
  gap: var(--sp-4);
}
.pcalc-coverage-btn {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--sp-2);
  padding: var(--sp-6) var(--sp-4);
  border: 1.5px solid var(--clr-border);
  border-radius: var(--radius-xl);
  background: var(--clr-bg);
  cursor: pointer;
  font-size: var(--fs-sm);
  font-weight: 600;
  color: var(--clr-text-secondary);
  transition: border-color 0.18s, color 0.18s, background 0.18s;
}
.pcalc-coverage-btn__img {
  width: 40px;
  height: 40px;
  object-fit: contain;
  opacity: 0.65;
  transition: opacity 0.18s;
}
.pcalc-coverage-btn:hover {
  border-color: var(--clr-primary);
  color: var(--clr-primary);
}
.pcalc-coverage-btn:hover .pcalc-coverage-btn__img { opacity: 1; }
.pcalc-coverage-btn.is-active {
  border-color: var(--clr-primary);
  background: rgba(42,74,123,.06);
  color: var(--clr-primary);
}
.pcalc-coverage-btn.is-active .pcalc-coverage-btn__img { opacity: 1; }

/* ── Form fields ── */
.pcalc-fields {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-5);
}
.pcalc-field {
  display: flex;
  flex-direction: column;
  gap: var(--sp-1);
}
.pcalc-field--full { grid-column: 1 / -1; }

.pcalc-field label {
  font-size: var(--fs-xs);
  font-weight: 600;
  color: var(--clr-text-secondary);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.pcalc-input,
.pcalc-select {
  padding: var(--sp-3) var(--sp-4);
  border: 1.5px solid var(--clr-border);
  border-radius: var(--radius-lg);
  background: var(--clr-bg);
  font-size: var(--fs-sm);
  font-family: var(--ff-body);
  color: var(--clr-text);
  transition: border-color 0.18s, box-shadow 0.18s;
  width: 100%;
}
.pcalc-input:focus,
.pcalc-select:focus {
  outline: none;
  border-color: var(--clr-primary);
  box-shadow: 0 0 0 3px rgba(42,74,123,.15);
}

/* ── "Use national average" button ── */
.pcalc-avg-btn {
  display: inline-flex;
  align-items: center;
  gap: var(--sp-2);
  padding: var(--sp-2) var(--sp-4);
  border: 1.5px dashed var(--clr-primary);
  border-radius: var(--radius-full);
  background: rgba(42,74,123,.04);
  color: var(--clr-primary);
  font-size: var(--fs-xs);
  font-weight: 600;
  cursor: pointer;
  transition: background 0.18s;
}
.pcalc-avg-btn:hover { background: rgba(42,74,123,.10); }
.pcalc-avg-btn .material-symbols-rounded { font-size: 1.1rem; }

/* ── Navigation ── */
.pcalc-nav {
  display: flex;
  justify-content: flex-end;
  gap: var(--sp-3);
  margin-top: var(--sp-8);
  padding-top: var(--sp-6);
  border-top: 1px solid var(--clr-border);
}

/* ── Results table ── */
.pcalc-table-wrap {
  overflow-x: auto;
  margin-bottom: var(--sp-6);
  border-radius: var(--radius-xl);
  border: 1px solid var(--clr-border);
}
.pcalc-table {
  width: 100%;
  border-collapse: collapse;
  font-size: var(--fs-sm);
}
.pcalc-table th,
.pcalc-table td {
  padding: var(--sp-3) var(--sp-4);
  text-align: right;
  border-bottom: 1px solid var(--clr-border);
  white-space: nowrap;
}
.pcalc-table th {
  font-size: var(--fs-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--clr-text-secondary);
  background: var(--clr-surface);
}
.pcalc-table td:first-child,
.pcalc-table th:first-child {
  text-align: left;
}
.pcalc-table tbody tr:last-child td { border-bottom: none; }
.pcalc-table__row--vativis { background: rgba(42,74,123,.04); }
.pcalc-table__total {
  font-weight: 700;
  color: var(--clr-text);
}
.pcalc-table__row--vativis .pcalc-table__total { color: var(--clr-primary); }

/* Plan name badges */
.pcalc-plan-badge {
  display: inline-block;
  font-size: var(--fs-xs);
  font-weight: 700;
  padding: 2px 10px;
  border-radius: var(--radius-full);
}
.pcalc-plan-badge--vativis {
  background: rgba(42,74,123,.1);
  color: var(--clr-primary);
}
.pcalc-plan-badge--other {
  background: var(--clr-surface);
  color: var(--clr-text-secondary);
}

/* ── Bar chart ── */
.pcalc-chart {
  margin-bottom: var(--sp-6);
}
.pcalc-chart__bars {
  display: flex;
  justify-content: center;
  align-items: flex-end;
  height: 180px;
  border-bottom: 2px solid var(--clr-border);
  padding-bottom: 0;
}
.pcalc-chart__group {
  display: flex;
  align-items: flex-end;
  gap: var(--sp-4);
}
.pcalc-bar {
  width: 72px;
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
  transition: height 0.45s cubic-bezier(.4,0,.2,1);
}
.pcalc-bar--vativis { background: var(--clr-primary); }
.pcalc-bar--other   { background: var(--clr-border); }

.pcalc-chart__labels {
  display: flex;
  justify-content: center;
  gap: calc(72px + var(--sp-4));
  margin-top: var(--sp-2);
  font-size: var(--fs-xs);
  font-weight: 600;
  color: var(--clr-text-secondary);
}
.pcalc-chart__labels span:first-child { color: var(--clr-primary); }

/* ── Savings callout ── */
.pcalc-savings {
  display: flex;
  align-items: center;
  gap: var(--sp-3);
  background: rgba(42,74,123,.06);
  border: 1.5px solid var(--clr-primary);
  border-radius: var(--radius-xl);
  padding: var(--sp-4) var(--sp-5);
  margin-bottom: var(--sp-6);
}
.pcalc-savings__icon {
  font-size: 2rem;
  color: var(--clr-primary);
  flex-shrink: 0;
}
.pcalc-savings__text {
  font-size: var(--fs-sm);
  color: var(--clr-text);
  margin: 0;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 4px;
}
.pcalc-savings__amount {
  font-size: var(--fs-xl);
  font-weight: 700;
  color: var(--clr-primary);
}
.pcalc-savings--negative {
  border-color: var(--clr-border);
  background: var(--clr-surface);
}
.pcalc-savings--negative .pcalc-savings__icon,
.pcalc-savings--negative .pcalc-savings__amount { color: var(--clr-text-secondary); }

/* ── Result action buttons ── */
.pcalc-result-actions {
  display: flex;
  justify-content: center;
  gap: var(--sp-4);
  flex-wrap: wrap;
}
.pcalc-result-actions .btn { min-width: 200px; justify-content: center; }

/* ── Field validation errors ── */
.field-error {
  color: #e55f5f;
  font-size: var(--fs-xs);
  margin-top: var(--sp-2);
  display: flex;
  align-items: center;
  gap: 4px;
  font-weight: 500;
}
.field-error::before {
  content: 'error';
  font-family: 'Material Symbols Rounded';
  font-size: 1rem;
  font-variation-settings: 'FILL' 1, 'wght' 400, 'GRAD' 0, 'opsz' 20;
  flex-shrink: 0;
}
.calc-input.is-invalid,
.pcalc-input.is-invalid {
  border-color: #e55f5f !important;
  box-shadow: 0 0 0 3px rgba(229,95,95,.15) !important;
}

/* ── Responsive ── */
@media (max-width: 640px) {
  .pcalc-card { padding: var(--sp-5); }
  .pcalc-fields { grid-template-columns: 1fr; }
  .pcalc-coverage-options { flex-direction: column; }
  .pcalc-chart__labels { gap: calc(72px + var(--sp-4)); }
  .pcalc-table { font-size: var(--fs-xs); }
  .pcalc-table th, .pcalc-table td { padding: var(--sp-2) var(--sp-3); }
}

/* ═══════════════════════════════════════════════
   COOKIE BANNER
═══════════════════════════════════════════════ */
.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 9999;
  background: var(--clr-bg);
  border-top: 1px solid var(--clr-border);
  box-shadow: 0 -8px 32px rgba(42,74,123,.09);
  padding: var(--sp-10) 0;
  /* Start off-screen, slide up after a brief delay */
  transform: translateY(100%);
  animation: cookieSlideUp 0.5s cubic-bezier(.22,.61,.36,1) 0.8s forwards;
}
@keyframes cookieSlideUp {
  to { transform: translateY(0); }
}
.cookie-banner.is-hiding {
  animation: cookieSlideDown 0.35s cubic-bezier(.55,0,1,.45) forwards;
}
@keyframes cookieSlideDown {
  to { transform: translateY(100%); }
}
@media (prefers-reduced-motion: reduce) {
  .cookie-banner              { animation: none; transform: translateY(0); }
  .cookie-banner.is-hiding    { animation: none; opacity: 0; pointer-events: none; }
}
.cookie-banner__inner {
  text-align: center;
  max-width: 640px;
  margin-inline: auto;
  padding-inline: var(--sp-6);
}
.cookie-banner__heading {
  font-family: var(--ff-heading);
  font-size: clamp(1.4rem, 3.5vw, 2.2rem);
  font-weight: 700;
  color: var(--clr-primary);
  margin: 0 0 var(--sp-2);
  line-height: 1.25;
}
.cookie-banner__desc {
  font-size: var(--fs-base);
  color: var(--clr-text-secondary);
  margin: 0 0 var(--sp-6);
  line-height: 1.6;
}
.cookie-banner__actions {
  display: flex;
  justify-content: center;
  gap: var(--sp-3);
  flex-wrap: wrap;
}
.cookie-banner__actions .btn {
  min-width: 148px;
  justify-content: center;
}
@media (max-width: 480px) {
  .cookie-banner { padding: var(--sp-6) 0 var(--sp-5); }
  .cookie-banner__inner { padding-inline: var(--sp-5); }
  .cookie-banner__actions { flex-direction: column; align-items: stretch; }
  .cookie-banner__actions .btn { width: 100%; min-width: 0; }
}

/* ═══════════════════════════════════════════════
   INDUSTRY PAGES
═══════════════════════════════════════════════ */

/* ── Hero ── */
.ind-hero {
  background: linear-gradient(160deg, #d0e4ff 0%, #eaf2ff 40%, #f5f9ff 72%, #fff4f4 100%);
  padding: calc(var(--nav-h) + var(--sp-16)) 0 var(--sp-16);
  overflow: hidden;
}
.ind-hero__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-12);
  align-items: center;
}
.ind-hero__content { max-width: 560px; }
.ind-hero__content .eyebrow { margin-bottom: var(--sp-3); }
.ind-hero__content h1 {
  font-size: clamp(2rem, 4vw, 3.2rem);
  color: var(--clr-primary);
  line-height: 1.1;
  margin-bottom: var(--sp-5);
}
.ind-hero__content > p {
  font-size: var(--fs-md);
  color: var(--clr-text-secondary);
  line-height: 1.75;
  max-width: 46ch;
  margin-bottom: var(--sp-8);
}
.ind-hero__actions {
  display: flex;
  gap: var(--sp-3);
  flex-wrap: wrap;
}
.ind-hero__visual {
  display: flex;
  justify-content: center;
  align-items: center;
}
.ind-hero__icon-circle {
  position: relative;
  width: clamp(260px, 42vw, 460px);
  height: clamp(260px, 42vw, 460px);
  border-radius: 50%;
  background: var(--clr-bg);
  box-shadow: 0 24px 64px rgba(42,74,123,.14), 0 6px 20px rgba(255,138,138,.10);
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: visible;
  z-index: 1;
}
/* Animated gradient ring — same as .hero__image-ring::before */
.ind-hero__icon-circle::before {
  content: '';
  position: absolute;
  inset: -6px;
  border-radius: 50%;
  background: conic-gradient(
    from 0deg,
    #ffc2c2 0%,
    #ddb8ff 30%,
    #89aee0 55%,
    #ddb8ff 75%,
    #ffc2c2 100%
  );
  animation: heroRingSpin 5s linear infinite;
  z-index: 0;
  pointer-events: none;
}
.ind-hero__icon-circle img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  max-width: none;
  border-radius: 50%;
  position: relative;
  z-index: 1;
}

/* ── Problem / Solution ── */
.ind-ps {
  padding: var(--sp-20) 0;
  background: var(--clr-surface);
}
.ind-ps__heading {
  font-size: clamp(1.2rem, 2.2vw, 1.6rem);
  color: var(--clr-primary);
  font-family: var(--ff-heading);
  font-weight: 700;
  text-align: center;
  max-width: 760px;
  margin: 0 auto var(--sp-12);
  line-height: 1.4;
}
.ind-ps__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-8);
  max-width: 860px;
  margin-inline: auto;
}
.ind-ps__col-label {
  font-size: var(--fs-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: var(--sp-5);
  margin-top: 0;
}
.ind-ps__col--problems .ind-ps__col-label { color: #c0392b; }
.ind-ps__col--solutions .ind-ps__col-label { color: #27ae60; }
.ind-ps__list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: var(--sp-4);
}
.ind-ps__list li {
  display: flex;
  align-items: flex-start;
  gap: var(--sp-3);
  font-size: var(--fs-base);
  color: var(--clr-text);
  line-height: 1.55;
}
.ind-ps__col--problems .ind-ps__list li .material-symbols-rounded {
  color: #c0392b; font-size: 1.2rem; flex-shrink: 0; margin-top: 1px;
  font-variation-settings: 'FILL' 1, 'wght' 400, 'GRAD' 0, 'opsz' 24;
}
.ind-ps__col--solutions .ind-ps__list li .material-symbols-rounded {
  color: #27ae60; font-size: 1.2rem; flex-shrink: 0; margin-top: 1px;
  font-variation-settings: 'FILL' 1, 'wght' 400, 'GRAD' 0, 'opsz' 24;
}

/* ── Brokers section (dark) ── */
.ind-bkr {
  padding: var(--sp-20) 0;
  background: #142446;
}
.ind-bkr__heading {
  font-size: clamp(1.5rem, 2.8vw, 2.2rem);
  color: #fff;
  font-family: var(--ff-heading);
  font-weight: 700;
  text-align: center;
  max-width: 680px;
  margin: 0 auto var(--sp-10);
  line-height: 1.3;
}
.ind-bkr__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-6);
  max-width: 900px;
  margin-inline: auto;
}
.ind-bkr__card {
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: var(--radius-xl);
  padding: var(--sp-8);
}
.ind-bkr__card-label {
  font-size: var(--fs-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin: 0 0 var(--sp-5);
}
.ind-bkr__card-label { color: rgba(255,255,255,.9); }
.ind-bkr__card--problems .ind-bkr__card-label  { color: #ff9e9e; }
.ind-bkr__card--solutions .ind-bkr__card-label { color: #6ee7a0; }
.ind-bkr__card--accent .ind-bkr__card-label    { color: var(--clr-accent); }
.ind-bkr__list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: var(--sp-4);
}
.ind-bkr__list li {
  font-size: var(--fs-base);
  color: rgba(255,255,255,.82);
  line-height: 1.55;
  padding-left: var(--sp-5);
  position: relative;
}
.ind-bkr__list li::before {
  content: '•';
  position: absolute;
  left: 0;
  color: rgba(255,255,255,.4);
  font-size: 1.1rem;
  line-height: 1.45;
}
.ind-bkr__quote-wrap {
  max-width: 760px;
  margin: var(--sp-12) auto 0;
  text-align: center;
  padding-top: var(--sp-10);
  border-top: 1px solid rgba(255,255,255,.12);
}
.ind-bkr__quote {
  font-family: var(--ff-heading);
  font-size: clamp(1rem, 2vw, 1.35rem);
  color: #fff;
  font-weight: 700;
  line-height: 1.5;
  font-style: italic;
  margin: 0 0 var(--sp-4);
}
.ind-bkr__quote-author {
  font-weight: 700;
  color: rgba(255,255,255,.9);
  font-size: var(--fs-sm);
  margin: 0 0 var(--sp-1);
}
.ind-bkr__quote-role {
  font-size: var(--fs-xs);
  color: rgba(255,255,255,.5);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin: 0;
}
@media (max-width: 640px) {
  .ind-bkr__grid { grid-template-columns: 1fr; }
}

/* ── Enrollment ── */
.ind-enroll {
  padding: var(--sp-20) 0;
  background: var(--clr-bg);
}
.ind-enroll__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-16);
  align-items: start;
}
.ind-enroll__heading {
  font-size: clamp(1.75rem, 3.2vw, 2.4rem);
  color: var(--clr-primary);
  font-family: var(--ff-heading);
  font-weight: 700;
  margin: 0 0 var(--sp-8);
  line-height: 1.2;
}
.ind-enroll__cards {
  display: flex;
  flex-direction: column;
  gap: var(--sp-5);
}
.ind-enroll__card {
  background: var(--clr-surface);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-xl);
  padding: var(--sp-6);
}
.ind-enroll__card-title {
  font-family: var(--ff-heading);
  font-weight: 700;
  font-size: var(--fs-lg);
  color: var(--clr-primary);
  margin: 0 0 var(--sp-4);
}
.ind-enroll__card-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
}
.ind-enroll__card-list li {
  display: flex;
  align-items: flex-start;
  gap: var(--sp-3);
  font-size: var(--fs-sm);
  color: var(--clr-text-secondary);
  line-height: 1.55;
}
.ind-enroll__card-list li .material-symbols-rounded {
  font-size: 1rem; color: var(--clr-primary); flex-shrink: 0; margin-top: 2px;
  font-variation-settings: 'FILL' 1, 'wght' 400, 'GRAD' 0, 'opsz' 20;
}
.ind-enroll__quote-wrap {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding-top: var(--sp-5);
}
.ind-enroll__quote {
  font-family: var(--ff-heading);
  font-size: clamp(1.1rem, 2.2vw, 1.5rem);
  color: var(--clr-primary);
  font-weight: 700;
  line-height: 1.45;
  border-left: 4px solid var(--clr-accent);
  padding-left: var(--sp-6);
  margin: 0 0 var(--sp-5);
  font-style: normal;
}
.ind-enroll__quote-author {
  font-size: var(--fs-sm);
  font-weight: 700;
  color: var(--clr-text);
  padding-left: var(--sp-6);
  margin: 0 0 var(--sp-1);
}
.ind-enroll__quote-role {
  font-size: var(--fs-xs);
  font-weight: 600;
  color: var(--clr-text-secondary);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding-left: var(--sp-6);
  margin: 0;
}

/* ── Responsive ── */
@media (max-width: 1024px) {
  .ind-hero__grid     { grid-template-columns: 1fr; }
  .ind-hero__visual   { order: -1; }
  .ind-hero__icon-circle { width: clamp(200px, 60vw, 340px); height: clamp(200px, 60vw, 340px); }
  .ind-enroll__grid   { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .ind-ps__grid       { grid-template-columns: 1fr; }
  .ind-hero__actions  { flex-direction: column; }
  .ind-hero__actions .btn { width: 100%; justify-content: center; }
}